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$450,000

Listing Price

4beds

1.5baths

2,851sqft

21,785sqft lot

32 Winter St, Gardner, MA 01440

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

157.84

Price / sqft

1870

Year built

Home Details

1870 VICTORIAN CHARM, IMPRESSIVE SPACE & THOUGHTFUL UPDATES! Step inside this distinctive Victorian offering 2,851 sq. ft. of living space, where period character meets the comfort and functionality of todays lifestyle. Generous room sizes, hardwood floors, abundant natural light and architectural details create warmth and personality throughout. The refreshed kitchen features new countertops, repainted cabinetry and additional storage, while the renovated first-floor laundry offers new cabinetry and workspace. NOW FEATURING AN UPDATED 200-AMP ELECTRICAL SERVICE, adding another significant improvement to this classic home. Other updates include custom radiator enclosures, built-in cabinetry, organized bedroom closets and fresh interior paint throughout most rooms. The renovated full bath features a double vanity and new tile flooring. A large walk-up attic offers exceptional storage and potential for additional finished space, subject to permits and approvals. Outside, enjoy approximately half an acre with a fenced yard, patio and plenty of room to relax, garden and entertain. A full walk-out basement and expansive paved driveway provide even more flexibility. Classic Victorian character, impressive space and meaningful updates-come discover everything this unique Gardner home has to offer!

Interior Details

Square Feet
  • 2851

Bedrooms
  • 4

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Steam

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 21785

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,972

$44,600

$156,600

--%

$201,200

2019

$3,758

$44,600

$142,000

--%

$186,600

2018

$3,454

$44,600

$125,800

--%

$170,400

2017

$3,523

$44,600

$127,400

--%

$172,000

2016

$3,257

$44,600

$114,500

--%

$159,100

2014

$2,621

$49,600

$89,300

--%

$138,900

2013

$2,574

$49,600

$97,800

--%

$147,400

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Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$450,000

4 Beds

1.5 Baths

2,851 Sqft

21,785 Lot (sqft)

Sold 10/27/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
450,000
$
Down payment
90,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,700
$
HOA (Monthly)
0
$
PMI
0
$
$2,913
Your Payment
Total Monthly Payment:$2,913
Percent of Income:50%
Affordable:No

Details for 32 WINTER ST

Property Debt

Foreclosure Contact Details