Tools & calculators
Real estate calculators
Buying a home
Payments, affordability and the cost of owning versus renting.
- Monthly principal and interest
- Taxes, insurance, PMI and HOA in one payment
- Full amortization schedule
- Price range from your income and debts
- Conventional, FHA, VA or USDA debt limits
- Cash you'll need to buy
- Total cost of owning vs. renting
- The break-even year for buying
- Equity and investment returns compared
Financing & closing
Refinancing, closing costs and how lenders read your finances.
- New payment and monthly savings
- Break-even point on closing costs
- Lifetime interest compared
- Line-by-line closing cost estimate
- Lender, title and government fees
- Total cash needed at closing
- Front-end and back-end ratios
- How lenders read your debts
- Room left for a housing payment
Investing & distressed property
Cash flow, cap rates, flips and how much to bid on a foreclosure.
- Monthly cash flow after expenses
- Cap rate, NOI and cash-on-cash return
- Financed or all-cash purchases
- Cap rate from price and income
- Net operating income after expenses
- Compare properties on equal terms
- Profit and ROI on a flip
- Repair, holding and selling costs
- 70% rule maximum offer check
- Your walk-away bid at auction
- Repairs, holding and resale costs
- Your target profit built in
New to real estate numbers?
The knowledge base explains the terms these calculators use and walks through buying a home, a pre-foreclosure, an auction property or a bank-owned home.
Disclaimer: The information on this page is for general educational purposes only and is not legal, financial, tax or investment advice. Laws, lending rules and market conditions vary by state and change over time, and any figures shown are estimates. Before you buy, sell, finance or bid on a property, consult a qualified attorney, financial advisor, lender or licensed real estate professional about your situation.