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$874,969

Listing Price

3beds

2.5baths

1,192sqft

21,403sqft lot

1195 W Spruce St, San Diego, CA 92103

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Condo / Townhome

Home type

734.03

Price / sqft

2003

Year built

Home Details

- Welcome to Terracina - one of San Diego's best-kept secrets. Nestled in the heart of Middletown/South Mission Hills, this rarely available 3-bedroom, 2.5-bath townhome has been thoughtfully updated and is move-in ready. With only a handful of 3-bedroom units in the entire community, opportunities like this don't come around often. The 2-level floor plan lives beautifully - enter through your private patio into the open-concept living and dining area with soaring 9-foot ceilings and new wood flooring that flows throughout the home. Upstairs, the primary suite is a true retreat featuring custom built-ins, a walk-in closet, and a beautifully remodeled en-suite bath. Two additional bedrooms share a second remodeled bath on the top floor, while a powder room off the living room is perfect for guests. The attached one-car garage includes a private driveway for a second vehicle - a true luxury in this zip code. Low-maintenance living is built in with an HOA that covers exterior upkeep, landscaping, roof maintenance, trash, and termite - all for just ~$285/month. Location is everything here: you're minutes from Little Italy, downtown San Diego, Balboa Park, Hillcrest, the airport, and the waterfront. Walk to dining, hop on the trolley, or be on I-5 in seconds. This is Middletown living at its finest - don't miss your chance.

Interior Details

Square Feet
  • 1192

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 21403

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Condo/apartment

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,100

$303,366

$197,243

--%

$500,609

2019

$5,990

$297,418

$193,376

--%

$490,794

2018

$5,599

$291,587

$189,585

--%

$481,172

2017

$5,465

$285,870

$185,868

--%

$471,738

2016

$5,376

$280,265

$182,224

--%

$462,489

2013

$3,919

$270,649

$175,972

--%

$446,621

2013

$3,919

$169,000

$167,000

--%

$336,000

2012

$3,689

$169,000

$167,000

--%

$336,000

percent-home-icon

Average Home Price in 92103

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$580,000

2 Beds

2 Baths

1,052 Sqft

19,606 Lot (sqft)

Sold 10/07/2026

$774,988

2 Beds

2.5 Baths

1,168 Sqft

56,884 Lot (sqft)

Sold 06/30/2026

$1,051,637

2 Beds

2.5 Baths

1,304 Sqft

8,235 Lot (sqft)

Sold 05/12/2026

$706,024

2 Beds

2.5 Baths

1,168 Sqft

56,884 Lot (sqft)

Sold 05/06/2026

$875,000

2 Beds

2 Baths

1,108 Sqft

12,351 Lot (sqft)

Sold 10/06/2026

$874,969

3 Beds

2.5 Baths

1,192 Sqft

21,403 Lot (sqft)

Sold 10/05/2026

$669,000

2 Beds

2 Baths

1,052 Sqft

19,606 Lot (sqft)

Sold 10/06/2026

$800,085

2 Beds

2.5 Baths

1,168 Sqft

22,723 Lot (sqft)

Sold 10/05/2026

$1,100,000

3 Beds

3 Baths

1,330 Sqft

28,012 Lot (sqft)

Sold 06/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
874,969
$
Down payment
174,993.80
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,249.81
$
HOA (Monthly)
0
$
PMI
0
$
$5,664
Your Payment
Total Monthly Payment:$5,664
Percent of Income:97%
Affordable:No

Details for 1195 W SPRUCE ST

Property Debt

Foreclosure Contact Details