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$495,000

Listing Price

2beds

1baths

975sqft

7,841sqft lot

831 Spruce St, Charlotte, NC 28203

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

508.84

Price / sqft

1955

Year built

Home Details

Beautifully updated home with a great location-Wilmore. Walking distance to SouthEnd. Neighborhood parks nearby. Home boasts large renovated kitchen with granite countertops and separate dining area. Two spacious bedrooms and a bathroom that was renovated in 2022. The patio with the built in grill and kitchen was added in 2025. Tankless water heater 2023, HVAC 2023 and roof 2018. The shed was converted into an office (see picture) with electricity, heat and AC so you can work from home easily, with this extra space.

Interior Details

Square Feet
  • 975

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7841

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,014

$225,000

$76,300

--%

$301,300

2019

$2,999

$225,000

$76,300

--%

$301,300

2018

$1,636

$67,500

$51,600

--%

$119,100

2017

$1,604

$67,500

$51,600

--%

$119,100

2016

$1,595

$67,500

$51,600

--%

$119,100

2013

$1,688

$75,000

$51,600

--%

$126,600

2012

$1,649

$75,000

$51,800

--%

$126,800

percent-home-icon

Average Home Price in 28203

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$361,352

2 Beds

1 Baths

980 Sqft

14,375 Lot (sqft)

Sold 07/22/2026

$570,000

2 Beds

1 Baths

1,070 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$451,690

3 Beds

1 Baths

1,076 Sqft

9,148 Lot (sqft)

Sold 10/06/2026

$600,000

2 Beds

2 Baths

1,061 Sqft

7,536 Lot (sqft)

Sold 09/29/2026

$519,966

2 Beds

1 Baths

975 Sqft

6,970 Lot (sqft)

Sold 10/06/2026

$499,900

2 Beds

1 Baths

860 Sqft

6,534 Lot (sqft)

Sold 10/06/2026

$495,000

2 Beds

1 Baths

975 Sqft

7,841 Lot (sqft)

Sold 10/06/2026

$389,900

2 Beds

1 Baths

900 Sqft

8,276 Lot (sqft)

Sold 09/29/2026

$375,000

2 Beds

1 Baths

982 Sqft

6,098 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
495,000
$
Down payment
99,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,970
$
HOA (Monthly)
0
$
PMI
0
$
$3,204
Your Payment
Total Monthly Payment:$3,204
Percent of Income:55%
Affordable:No

Details for 831 SPRUCE ST

Property Debt

Foreclosure Contact Details