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$419,900

Listing Price

4beds

2.5baths

2,518sqft

8,712sqft lot

3540 Saxony Ln, Saint Cloud, FL 34772

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

166.76

Price / sqft

2015

Year built

Home Details

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

Interior Details

Square Feet
  • 2518

Bedrooms
  • 4

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Package

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8712

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,362

$0

$0

--%

$222,768

2019

$3,316

$0

$0

--%

$217,760

2018

$3,275

$0

$0

--%

$213,700

2017

$3,254

$0

$0

--%

$209,305

2016

$3,201

$35,000

$170,000

--%

$205,000

2014

$561

$28,000

$0

--%

$28,000

percent-home-icon

Average Home Price in 34772

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$482,194

4 Beds

3 Baths

2,518 Sqft

13,939 Lot (sqft)

Sold 10/08/2026

$404,321

4 Beds

3 Baths

2,386 Sqft

8,363 Lot (sqft)

Sold 05/22/2026

$470,000

4 Beds

2.5 Baths

2,791 Sqft

8,712 Lot (sqft)

Sold 10/05/2026

$377,692

3 Beds

2.5 Baths

2,204 Sqft

8,712 Lot (sqft)

Sold 10/05/2026

$464,359

4 Beds

2.5 Baths

2,791 Sqft

7,405 Lot (sqft)

Sold NaN/NaN/NaN

$458,934

4 Beds

2.5 Baths

2,791 Sqft

8,276 Lot (sqft)

Sold NaN/NaN/NaN

$470,375

5 Beds

3 Baths

2,791 Sqft

7,840 Lot (sqft)

Sold NaN/NaN/NaN

$419,900

4 Beds

2.5 Baths

2,518 Sqft

8,712 Lot (sqft)

Sold 10/06/2026

$445,000

4 Beds

2 Baths

2,518 Sqft

9,147 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
419,900
$
Down payment
83,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,519.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,718
Your Payment
Total Monthly Payment:$2,718
Percent of Income:47%
Affordable:No

Details for 3540 SAXONY LN

Property Debt

Foreclosure Contact Details