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$490,000

Listing Price

4beds

3baths

2,095sqft

20,038sqft lot

7429 Rock Island Rd, Charlotte, NC 28278

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

204.07

Price / sqft

1992

Year built

Home Details

Nestled in one of the most sought-after areas of growing Charlotte, Steele Creek, this 2-story, 4 bed 2.5 bath home sets on a wooded lot next to the community boat slips. Boat slip #9 conveys with the property. This is a value that most don't appreciate. Price around the area marinas and you will understand the value of having this unique feature. Well maintained with HVAC replaced in 2021 (downstairs) and roof 2010 (with modifications/repairs in 2025.) Deck redone in 2023. Kitchen reno 2023. New toilets 2022. Newer kitchen appliances. This home flows with a main level sitting room, family room, half bath, laundry and back deck. Upstairs features 4 bedrooms with generous closets as well as an unfinished bonus room that is perfect for storage or an opportunity to finish for extra square footage. Perfect opportunity for someone wanting an investment property or fix up to have the potential for lots of equity! Deeded boat slip comes with this gem of a property in the heart of it all! Investors welcome!

Interior Details

Square Feet
  • 2095

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 20038

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,431

$65,000

$175,900

--%

$240,900

2019

$2,416

$65,000

$175,900

--%

$240,900

2018

$2,428

$57,000

$122,500

--%

$179,500

2017

$2,386

$57,000

$122,500

--%

$179,500

2016

$2,376

$57,000

$122,500

--%

$179,500

2013

$2,367

$57,000

$122,500

--%

$179,500

2013

$2,367

$57,000

$122,500

--%

$179,500

2012

$2,286

$57,000

$120,600

--%

$177,600

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Average Home Price in 28278

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$408,890

3 Beds

2.5 Baths

2,277 Sqft

6,708 Lot (sqft)

Sold 05/14/2026

$485,000

3 Beds

2 Baths

1,907 Sqft

87,120 Lot (sqft)

Sold 10/05/2026

$490,000

4 Beds

3 Baths

2,095 Sqft

20,038 Lot (sqft)

Sold 09/29/2026

$514,898

3 Beds

2 Baths

2,038 Sqft

79,279 Lot (sqft)

Sold 10/06/2026

$362,034

3 Beds

2 Baths

1,948 Sqft

6,578 Lot (sqft)

Sold 10/05/2026

$370,000

3 Beds

2.5 Baths

1,825 Sqft

8,973 Lot (sqft)

Sold 07/09/2025

$420,000

3 Beds

3 Baths

2,063 Sqft

6,186 Lot (sqft)

Sold 09/29/2026

$429,394

3 Beds

2.5 Baths

2,114 Sqft

6,534 Lot (sqft)

Sold 10/06/2026

$434,130

3 Beds

2 Baths

2,262 Sqft

96,703 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
490,000
$
Down payment
98,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,940
$
HOA (Monthly)
0
$
PMI
0
$
$3,172
Your Payment
Total Monthly Payment:$3,172
Percent of Income:54%
Affordable:No

Details for 7429 ROCK ISLAND RD

Property Debt

Foreclosure Contact Details