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$590,000

Listing Price

3beds

3baths

2,497sqft

21,344sqft lot

21123 Rio Oro Dr, Cornelius, NC 28031

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

236.28

Price / sqft

1983

Year built

Home Details

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay.nnNestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation.nnInside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat.nnPull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box.nnLake life is calling - come answer it.

Interior Details

Square Feet
  • 2497

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 21344

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,467

$112,500

$176,900

--%

$289,400

2019

$2,461

$112,500

$176,900

--%

$289,400

2018

$1,934

$60,000

$116,900

--%

$176,900

2017

$1,918

$60,000

$116,900

--%

$176,900

2016

$1,914

$60,000

$116,900

--%

$176,900

2013

$1,882

$60,000

$116,900

--%

$176,900

2013

$1,882

$60,000

$116,900

--%

$176,900

2012

$1,901

$60,000

$116,900

--%

$176,900

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Average Home Price in 28031

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,336,432

4 Beds

3.5 Baths

2,776 Sqft

28,183 Lot (sqft)

Sold 06/16/2026

$985,000

3 Beds

2.5 Baths

2,227 Sqft

20,398 Lot (sqft)

Sold 09/29/2026

$590,000

3 Beds

3 Baths

2,497 Sqft

21,344 Lot (sqft)

Sold 10/05/2026

$2,025,000

3 Beds

3 Baths

2,323 Sqft

18,905 Lot (sqft)

Sold 10/05/2026

$809,150

4 Beds

2.5 Baths

2,317 Sqft

22,216 Lot (sqft)

Sold 09/29/2026

$1,408,471

4 Beds

3.5 Baths

2,300 Sqft

14,898 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
590,000
$
Down payment
118,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,540
$
HOA (Monthly)
0
$
PMI
0
$
$3,819
Your Payment
Total Monthly Payment:$3,819
Percent of Income:65%
Affordable:No

Details for 21123 RIO ORO DR

Property Debt

Foreclosure Contact Details