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$639,000

Listing Price

3beds

3baths

1,906sqft

17,424sqft lot

7728 Ridgeloch Pl, Charlotte, NC 28226

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

319.97

Price / sqft

1985

Year built

Home Details

Amazing South Charlotte location and ASSUMABLE MORTGAGE AT 2.25%! Great neighborhood, walk to the Arboretum, convenient South Park etc. Ideal ranch floor plan with 3 bedrooms and 2 full bathrooms, sunroom, formal dining room, eat in kitchen, and large living room! Kitchen features newer stainless steel appliances including Bosch dishwasher, stainless steel refrigerator, stainless steel electric range and solid surface countertops with integrated sink. Assumable loan has a balance of approx. $320, 000 current monthly payment is only $1814/month! This is a great value for this amazing home, neighborhood and location!

Interior Details

Square Feet
  • 1906

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 17424

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,937

$80,000

$213,300

--%

$293,300

2019

$2,921

$80,000

$213,300

--%

$293,300

2018

$3,199

$60,000

$178,300

--%

$238,300

2017

$3,147

$60,000

$178,300

--%

$238,300

2016

$3,138

$60,000

$178,300

--%

$238,300

2013

$3,122

$60,000

$178,300

--%

$238,300

2013

$3,122

$60,000

$178,300

--%

$238,300

2012

$3,047

$60,000

$178,300

--%

$238,300

percent-home-icon

Average Home Price in 28226

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$643,916

4 Beds

2.5 Baths

2,068 Sqft

20,909 Lot (sqft)

Sold 06/18/2026

$495,000

3 Beds

2 Baths

1,907 Sqft

20,038 Lot (sqft)

Sold 09/29/2026

$495,000

3 Beds

2 Baths

1,836 Sqft

18,731 Lot (sqft)

Sold 10/06/2026

$525,000

3 Beds

2 Baths

1,872 Sqft

20,909 Lot (sqft)

Sold 10/06/2026

$639,000

3 Beds

3 Baths

1,906 Sqft

17,424 Lot (sqft)

Sold 09/29/2026

$628,573

3 Beds

2 Baths

2,154 Sqft

20,473 Lot (sqft)

Sold 10/06/2026

$756,945

3 Beds

2 Baths

1,978 Sqft

17,860 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
639,000
$
Down payment
127,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,834
$
HOA (Monthly)
0
$
PMI
0
$
$4,136
Your Payment
Total Monthly Payment:$4,136
Percent of Income:71%
Affordable:No

Details for 7728 RIDGELOCH PL

Property Debt

Foreclosure Contact Details