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$425,000

Listing Price

5beds

3baths

2,522sqft

5,000sqft lot

440 Olive Conch St, Ruskin, FL 33570

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

168.52

Price / sqft

2020

Year built

Home Details

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owners suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio-perfect fornentertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILLnOF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Covenamenities include a community pool, playground, basketball court, walking trails, and dog park, all convenientlynlocated near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Interior Details

Square Feet
  • 2522

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5000

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Contemporary

Exterior
  • Brick/stone (brick And/or Stone)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

0

$0

$5,000

$0

--%

$5,000

0

$0

$0

$0

--%

$0

percent-home-icon

Average Home Price in 33570

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$425,000

5 Beds

3 Baths

2,522 Sqft

5,000 Lot (sqft)

Sold 10/26/2026

$389,900

4 Beds

2.5 Baths

2,589 Sqft

8,100 Lot (sqft)

Sold 10/26/2026

$399,000

5 Beds

3 Baths

2,264 Sqft

5,000 Lot (sqft)

Sold 09/29/2026

$348,000

5 Beds

3 Baths

2,702 Sqft

7,680 Lot (sqft)

Sold 09/29/2026

$365,000

5 Beds

2.5 Baths

2,415 Sqft

5,000 Lot (sqft)

Sold 10/13/2026

$385,000

4 Beds

3 Baths

2,328 Sqft

5,000 Lot (sqft)

Sold 10/13/2026

$366,313

4 Beds

2.5 Baths

2,328 Sqft

5,000 Lot (sqft)

Sold 09/29/2026

$399,999

5 Beds

3 Baths

2,522 Sqft

6,459 Lot (sqft)

Sold 10/13/2026

$359,900

5 Beds

2.5 Baths

2,264 Sqft

5,000 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
425,000
$
Down payment
85,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,550
$
HOA (Monthly)
0
$
PMI
0
$
$2,751
Your Payment
Total Monthly Payment:$2,751
Percent of Income:47%
Affordable:No

Details for 440 OLIVE CONCH ST

Property Debt

Foreclosure Contact Details