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$625,000

Listing Price

2beds

2baths

784sqft

7,155sqft lot

440 Main St, Ramona, CA 92065

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

797.19

Price / sqft

1945

Year built

Home Details

Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the propertys potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramonas restaurants, shops, services, and local businesses.

Interior Details

Square Feet
  • 784

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7155

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Duplex Single

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,702

$91,877

$45,936

--%

$137,813

2019

$1,672

$90,076

$45,036

--%

$135,112

2018

$1,632

$88,310

$44,153

--%

$132,463

2017

$1,603

$86,579

$43,288

--%

$129,867

2016

$1,574

$84,882

$42,440

--%

$127,322

2014

$1,510

$81,970

$40,985

--%

$122,955

2013

$1,503

$81,600

$40,800

--%

$122,400

2012

$2,312

$139,047

$64,885

--%

$203,932

percent-home-icon

Average Home Price in 92065

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$489,474

2 Beds

1 Baths

896 Sqft

8,673 Lot (sqft)

Sold 10/02/2026

$635,800

3 Beds

2 Baths

868 Sqft

7,497 Lot (sqft)

Sold 10/27/2026

$599,000

2 Beds

1 Baths

704 Sqft

5,945 Lot (sqft)

Sold 10/13/2026

$475,000

2 Beds

1 Baths

700 Sqft

9,582 Lot (sqft)

Sold 10/12/2026

$529,900

2 Beds

1 Baths

812 Sqft

8,298 Lot (sqft)

Sold 10/26/2026

$625,000

2 Beds

2 Baths

784 Sqft

7,155 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
625,000
$
Down payment
125,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,750
$
HOA (Monthly)
0
$
PMI
0
$
$4,046
Your Payment
Total Monthly Payment:$4,046
Percent of Income:69%
Affordable:No

Details for 440 MAIN ST

Property Debt

Foreclosure Contact Details