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$399,900

Listing Price

4beds

1.5baths

2,160sqft

7,570sqft lot

130 Emerald St, Gardner, MA 01440

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

185.14

Price / sqft

1930

Year built

Home Details

Welcome to this well-loved home, proudly owned and meticulously maintained by the same owners for over 35 years. While the interior reflects its original charm and is ready for your personal updates, this home offers exceptional character, solid construction, and endless potential for the right buyer. Inside, youll find beautiful glass French doors that add warmth and elegance, a cozy wood-burning fireplace, and a partially finished basement that provides additional living or recreation space. The upgraded chimney offers added peace of mind for years to come. Step outside to enjoy the partially fenced backyard, offering space for gardening, outdoor entertaining, or simply relaxing in your own backyard retreat. Incredible walkability to groceries, pharmacies, dining, and convenience stores. Whether youre a first-time homebuyer, someone looking to build equity, or an investor seeking a home with great bones, this property is a fantastic opportunity. Back on the market due to buyer financing. Recent updates have been completed with a variety of financing options in mind, including FHA and VA financing. Dont miss this opportunity to make this home your own! Open House on Oct 17th 9am - 11am and 3pm - 5pm

Interior Details

Square Feet
  • 2160

Bedrooms
  • 4

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7570

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Stone

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,608

$39,600

$143,200

--%

$182,800

2019

$3,420

$39,600

$130,200

--%

$169,800

2018

$3,148

$39,600

$115,700

--%

$155,300

2017

$3,211

$39,600

$117,200

--%

$156,800

2016

$2,972

$39,600

$105,600

--%

$145,200

2014

$2,740

$44,000

$101,200

--%

$145,200

2013

$2,738

$44,000

$112,800

--%

$156,800

percent-home-icon

Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$600,427

3 Beds

2 Baths

2,238 Sqft

152,347 Lot (sqft)

Sold 10/27/2026

$479,990

3 Beds

2 Baths

1,910 Sqft

5,663 Lot (sqft)

Sold 10/27/2026

$495,500

4 Beds

3 Baths

2,210 Sqft

15,696 Lot (sqft)

Sold 10/26/2026

$399,900

4 Beds

1.5 Baths

2,160 Sqft

7,570 Lot (sqft)

Sold 10/26/2026

$460,012

4 Beds

2.5 Baths

1,964 Sqft

14,000 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,900
$
Down payment
79,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,399.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,589
Your Payment
Total Monthly Payment:$2,589
Percent of Income:44%
Affordable:No

Details for 130 EMERALD ST

Property Debt

Foreclosure Contact Details