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$415,000

Listing Price

3beds

2baths

1,451sqft

13,179sqft lot

94072 Willow Oak Ln, Fernandina Beach, FL 32034

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

279.12

Price / sqft

1998

Year built

Home Details

Welcome to 94072 Willow Oak Lane, located in the serene and established Spanish Oaks neighborhood of Fernandina Beach. This stylish 3-bedroom, 2-bath residence blends modern updates with classic coastal charm. Recent improvements include a new energy-efficient HVAC system (2023), upgraded attic insulation, and a brand-new septic system (2025), providing comfort and peace of mind for years to come. The home features a bright, open layout ideal for everyday living and entertaining. Enjoy proximity to Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and top-rated schools, all just minutes away. This move-in-ready home combines convenience, style, and long-term value in one of Nassau County's most desirable communities.

Interior Details

Square Feet
  • 1451

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 13179

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,214

$0

$0

--%

$179,413

2019

$2,177

$45,000

$130,379

--%

$175,379

2018

$2,480

$0

$0

--%

$151,399

2017

$2,185

$45,000

$108,017

--%

$153,017

2016

$1,920

$35,000

$90,123

--%

$125,123

2014

$1,856

$0

$0

--%

$117,453

2013

$1,693

$35,000

$78,223

--%

$113,223

2012

$1,721

$0

$0

--%

$113,696

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Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$421,472

3 Beds

2 Baths

1,648 Sqft

12,000 Lot (sqft)

Sold 08/18/2026

$415,000

3 Beds

2 Baths

1,451 Sqft

13,179 Lot (sqft)

Sold 10/13/2026

$384,900

3 Beds

2 Baths

1,379 Sqft

12,000 Lot (sqft)

Sold 10/26/2026

$350,000

3 Beds

2 Baths

1,634 Sqft

11,993 Lot (sqft)

Sold 07/10/2025

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
415,000
$
Down payment
83,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,490
$
HOA (Monthly)
0
$
PMI
0
$
$2,686
Your Payment
Total Monthly Payment:$2,686
Percent of Income:46%
Affordable:No

Details for 94072 WILLOW OAK LN

Property Debt

Foreclosure Contact Details