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$950,000

Listing Price

4beds

3baths

1,788sqft

15,246sqft lot

12 Whinchat Ln, Palmyra, VA 22963

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

517.69

Price / sqft

1978

Year built

Home Details

NEW ON THE MARKET WONDERFUL WATERFRONT, outstanding main lake & sunset VIEWS from almost every room! This Lake Monticello home is fantastic for year round resort-style easy living or fun-filled weekend getaway. Fully Renovated in 2025, 4 bed 3 bath, NEW roof, NEW kitchen, NEW baths, NEW flooring, NEW lighting, NEW slider, Fresh paint inside and out. Open main level living, light-filled throughout, cathedral ceiling great room with beautiful exposed beams & hardwood floors. Enjoy waking knowing theres lake and nature just outside your door. Full length deck, two wood fireplaces, basement family room with 3rd bed & bath for separation. 4th bedroom on main level can flex as sunroom or home office. HIGHSPEED Xfinity Internet & Firefly fiber optic optional. Gentle walk to private dock for boating & swimming, rear terrace level utility workshop area is great for storing floaties and boating gear. Detached 2 car garage with new epoxy floor and unfinished bonus attic for potential studio or storage. Quiet neighborhood, close to amenities, gates, schools and shopping, only 20 minutes to Pantops in Charlottesville. This is the one for you! Open House Sat Oct 4 12-2pm.

Interior Details

Square Feet
  • 1788

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Softwood

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15246

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,874

$182,500

$236,400

--%

$418,900

2019

$3,874

$182,500

$236,400

--%

$418,900

2017

$3,362

$182,500

$228,600

--%

$411,100

2016

$3,362

$182,500

$228,600

--%

$411,100

2015

$3,362

$162,500

$222,900

--%

$385,400

percent-home-icon

Average Home Price in 22963

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$422,942

3 Beds

2 Baths

2,016 Sqft

16,988 Lot (sqft)

Sold 07/09/2026

$935,000

2 Beds

2.5 Baths

1,618 Sqft

18,861 Lot (sqft)

Sold 06/10/2026

$399,000

3 Beds

2.5 Baths

1,796 Sqft

11,979 Lot (sqft)

Sold 10/06/2026

$429,000

3 Beds

3 Baths

1,596 Sqft

19,994 Lot (sqft)

Sold 10/06/2026

$355,000

2 Beds

2.5 Baths

1,840 Sqft

14,985 Lot (sqft)

Sold 10/05/2026

$969,500

4 Beds

3 Baths

1,760 Sqft

29,969 Lot (sqft)

Sold 10/05/2026

$275,000

3 Beds

2 Baths

1,594 Sqft

22,172 Lot (sqft)

Sold 09/29/2026

$407,829

2 Beds

2 Baths

1,527 Sqft

14,985 Lot (sqft)

Sold 10/06/2026

$950,000

4 Beds

3 Baths

1,788 Sqft

15,246 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
950,000
$
Down payment
190,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,700
$
HOA (Monthly)
0
$
PMI
0
$
$6,150
Your Payment
Total Monthly Payment:$6,150
Percent of Income:105%
Affordable:No

Details for 12 WHINCHAT LN

Property Debt

Foreclosure Contact Details