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$2,599,000

Listing Price

4beds

3baths

2,172sqft

18,426sqft lot

1028 Western Dr, Santa Cruz, CA 95060

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

1196.59

Price / sqft

1962

Year built

Home Details

Rare Upper Westside estate property offering nearly 3,050 square feet of combined living space, including a newly constructed, fully permitted 876 sq. ft. ADU. Set on a rare, level 18,426 sq. ft. flat parcel just moments from Moore Creek Preserve, this beautifully remodeled single-level ranch captures the essence of Santa Cruz livingprivacy, flexibility, and income potential in one of the areas most sought-after neighborhoods. The main residence spans 2,172 sq. ft. with 3 bedrooms and 2 full bathrooms, plus a spacious, flexible office ideal as a 4th bedroom, private suite, or guest quarters. Thoughtfully updated throughout, the home blends classic ranch charm with modern finishes and an easy indoor-outdoor flow. The newly built ADU offers excellent potential for rental income, extended family, or a private work-from-home retreatideal for UCSC faculty or Bay Area remote professionals seeking space and privacy. The expansive, flat grounds are a rare Westside findperfect for gardening, entertaining, or relaxing. Features include terraced gardens, a dog run, oversized two-car garage, and owned solarall just minutes from surf, trails, and Westside favorites.

Interior Details

Square Feet
  • 2172

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 18426

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Sawtooth

Roofing Material
  • Wood

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$16,837

$948,957

$536,173

--%

$1,485,130

2019

$16,477

$930,350

$525,660

--%

$1,456,010

2018

$14,878

$892,500

$408,000

--%

$1,300,500

2017

$5,412

$200,122

$253,406

--%

$453,528

2016

$5,120

$196,198

$248,438

--%

$444,636

2014

$4,871

$189,464

$239,912

--%

$429,376

2013

$4,889

$188,608

$238,828

--%

$427,436

2012

$4,696

$184,909

$234,145

--%

$419,054

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Average Home Price in 95060

Nearby Properties

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Price

Bed

Bath

Sqft

Lot

Sold Date

$1,501,050

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Sold 09/23/2026

$901,928

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Sold 05/20/2026

$1,327,831

2 Beds

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Sold 05/12/2026

$1,249,500

3 Beds

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3,049 Lot (sqft)

Sold 10/06/2026

$1,349,500

3 Beds

2.5 Baths

1,864 Sqft

2,744 Lot (sqft)

Sold 10/06/2026

$2,599,000

4 Beds

3 Baths

2,172 Sqft

18,426 Lot (sqft)

Sold 10/05/2026

$1,846,156

4 Beds

3 Baths

2,350 Sqft

6,229 Lot (sqft)

Sold 10/05/2026

$2,688,000

3 Beds

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2,245 Sqft

16,248 Lot (sqft)

Sold 10/06/2026

$1,338,053

3 Beds

2.5 Baths

1,902 Sqft

2,701 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
2,599,000
$
Down payment
519,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
15,594
$
HOA (Monthly)
0
$
PMI
0
$
$16,824
Your Payment
Total Monthly Payment:$16,824
Percent of Income:288%
Affordable:No

Details for 1028 WESTERN DR

Property Debt

Foreclosure Contact Details

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