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$359,000

Listing Price

3beds

1baths

1,486sqft

28,222sqft lot

14 Watkins St, Gardner, MA 01440

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

252.83

Price / sqft

1930

Year built

Home Details

WATERFRONT!Welcome to this charming home tucked away on a quiet pond, perfect for year-round enjoyment. Relax in the inviting 4-season porchcomplete with its own pellet stovewhile taking in beautiful seasonal views in comfort.Inside, youll find three bedrooms (one conveniently located on the first floor), a dining room, living room, and kitchen. The first floor also offers a laundry area for added ease.Additional highlights include a wood stove, pellet stove, two storage sheds, and a front deck with a hardtop gazebo overlooking the peaceful pond. Add your own updates to make this the perfect home and enjoy relaxing days watching wildlife and the ever-changing pond views.This is a true nature lovers retreat, combining comfort, space, and serene pondside living. Plus, the Ebenezer Keyes Conservation Area is just a short walk away. Showings start on October 4th, 2025.

Interior Details

Square Feet
  • 1486

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 28222

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,506

$35,100

$142,500

--%

$177,600

2019

$3,351

$35,100

$131,300

--%

$166,400

2018

$3,176

$35,100

$121,600

--%

$156,700

2017

$3,011

$35,100

$111,900

--%

$147,000

2016

$2,839

$35,100

$103,600

--%

$138,700

2014

$2,989

$60,400

$98,000

--%

$158,400

2013

$2,912

$60,400

$106,400

--%

$166,800

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Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$413,990

3 Beds

1 Baths

1,338 Sqft

12,196 Lot (sqft)

Sold 10/18/2026

$359,000

3 Beds

1 Baths

1,486 Sqft

28,222 Lot (sqft)

Sold 10/13/2026

$315,000

3 Beds

1 Baths

1,473 Sqft

10,890 Lot (sqft)

Sold 10/18/2026

$429,500

3 Beds

2 Baths

1,279 Sqft

26,961 Lot (sqft)

Sold 10/18/2026

$434,857

3 Beds

2 Baths

1,638 Sqft

20,000 Lot (sqft)

Sold 10/13/2026

$324,900

3 Beds

1 Baths

1,485 Sqft

11,250 Lot (sqft)

Sold 10/13/2026

$239,900

3 Beds

1 Baths

1,282 Sqft

12,500 Lot (sqft)

Sold 10/13/2026

$169,900

3 Beds

1.5 Baths

1,344 Sqft

12,500 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
359,000
$
Down payment
71,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,154
$
HOA (Monthly)
0
$
PMI
0
$
$2,324
Your Payment
Total Monthly Payment:$2,324
Percent of Income:40%
Affordable:No

Details for 14 WATKINS ST

Property Debt

Foreclosure Contact Details