Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$299,000

Listing Price

4beds

4baths

2,881sqft

9,801sqft lot

440 Water St, Fairmont, MN 56031

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

100.02

Price / sqft

1969

Year built

Home Details

Spacious and inviting! This 4BR/4BA two-story home offers over 3,500 sq ft of living space in the heart of town. The property features a 2-car garage, gravel pad for camper/trailer parking, and a privacy fenceperfect for outdoor entertaining. Step inside the welcoming foyer and into the living room with a cozy wood-burning fireplace. A bonus room leads to the beautifully updated kitchen with Cambria countertops, eat-in dining, and access to the 3-season porch. The main floor also includes a large formal dining room, half bath, garage entry, and gorgeous hardwood floors throughout. From the porch, enjoy a private backyard oasis complete with patio and play area. Upstairs youll find 4 spacious bedrooms, a full bath, generous storage, and access to an upper-level deck. The primary suite includes an ensuite half bath and dual double closets. The lower level offers even more living space with a large family/exercise room featuring another wood-burning fireplace, a full bath with jacuzzi tub, office, laundry/utility area, and a second garage access. This home checks all the boxesspace, updates, and an unbeatable location.

Interior Details

Square Feet
  • 2881

Bedrooms
  • 4

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9801

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Metal

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,356

$17,700

$208,000

--%

$225,700

-1

$-1

$17,700

$208,000

--%

$225,700

2018

$2,660

$15,300

$179,100

--%

$194,400

2017

$2,091

$13,379

$137,721

--%

$151,100

2015

$1,833

$12,179

$125,221

--%

$137,400

percent-home-icon

Average Home Price in 56031

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$799,900

4 Beds

2.5 Baths

2,752 Sqft

19,776 Lot (sqft)

Sold 10/06/2026

$299,000

4 Beds

4 Baths

2,881 Sqft

9,801 Lot (sqft)

Sold 10/05/2026

$264,900

4 Beds

3 Baths

2,714 Sqft

10,934 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,000
$
Down payment
59,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,794
$
HOA (Monthly)
0
$
PMI
0
$
$1,935
Your Payment
Total Monthly Payment:$1,935
Percent of Income:33%
Affordable:No

Details for 440 WATER ST

Property Debt

Foreclosure Contact Details

Similar Homes Nearby