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$1,300,000

Listing Price

3beds

3baths

1,986sqft

9,583sqft lot

3530 Treasure Cir, Panama City, FL 32408

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

623.87

Price / sqft

2017

Year built

Home Details

RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes go now boating simple; when dinner calls, its an easy hop by boat across the lagoon to local favorites like Capt. Andersons or The Grand Marlin, or stay dockside and hook saltwater trout and redfish right from your backyard. Daily scenery includes passing boats and jet skis, ospreys and eagles overhead, and dolphins that make regular rounds. On the 4th of July, watch large-scale fireworks lift just beyond the bridgevisible from the dock and both screened porches. Built with 2x6 construction, hurricane-rated doors and windows, and spray-foam insulation throughout (including interior walls) on pilings driven approximately 47 feet, the home blends efficiency and resilience. Inside, well-appointed living spaces are oriented to the water and flow to a screened-in back porch; upstairs, the primary suite has its own screened porchanother great vantage point to enjoy the amusements of wildlife and watercraft all day long. The result is the rare blend of remote feel and minutes-to-everything convenience, exactly where you want to be when waterfront access matters most. All information is believed accurate

Interior Details

Square Feet
  • 1986

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9583

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Other (not Classified)

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,797

$128,760

$180,121

--%

$308,881

2019

$3,858

$128,306

$181,590

--%

$309,896

2018

$3,692

$0

$0

--%

$289,544

2017

$1,246

$98,926

$0

--%

$98,926

2016

$1,129

$98,926

$0

--%

$98,926

2014

$879

$0

$0

--%

$66,759

2013

$783

$0

$0

--%

$67,080

2012

$812

$0

$0

--%

$69,528

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Average Home Price in 32408

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Bed

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Sqft

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Sold Date

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$550,000

4 Beds

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Sold 09/29/2026

$600,000

3 Beds

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Sold 09/29/2026

$1,300,000

3 Beds

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9,583 Lot (sqft)

Sold 09/29/2026

$874,999

4 Beds

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7,492 Lot (sqft)

Sold 10/06/2026

$865,900

3 Beds

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1,876 Sqft

10,541 Lot (sqft)

Sold 09/29/2026

$784,400

3 Beds

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5,967 Lot (sqft)

Sold 09/29/2026

$560,000

4 Beds

2.5 Baths

1,998 Sqft

5,967 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,300,000
$
Down payment
260,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,800
$
HOA (Monthly)
0
$
PMI
0
$
$8,415
Your Payment
Total Monthly Payment:$8,415
Percent of Income:144%
Affordable:No

Details for 3530 TREASURE CIR

Property Debt

Foreclosure Contact Details