PENDING

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$309,900

Listing Price

3beds

2.5baths

1,998sqft

11,352sqft lot

422 Summit St, Elgin, IL 60120

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

155.11

Price / sqft

1900

Year built

Home Details

Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage complete

Interior Details

Square Feet
  • 1998

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Window A/c

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11352

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Victorian

Exterior
  • Frame

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,724

$12,141

$49,156

--%

$61,297

2018

$5,164

$11,438

$40,804

--%

$52,242

2017

$5,079

$10,813

$38,574

--%

$49,387

2016

$4,886

$10,032

$35,786

--%

$45,818

2015

$4,869

$9,195

$32,801

--%

$41,996

2013

$4,934

$9,321

$39,119

--%

$48,440

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Average Home Price in 60120

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Bed

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Sold Date

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3 Beds

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Sold 06/08/2026

$275,000

5 Beds

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Sold 10/26/2026

$284,025

4 Beds

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8,712 Lot (sqft)

Sold NaN/NaN/NaN

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3 Beds

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7,062 Lot (sqft)

Sold 10/27/2026

$383,894

4 Beds

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8,363 Lot (sqft)

Sold 10/26/2026

$350,000

3 Beds

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9,085 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
309,900
$
Down payment
61,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,859.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,006
Your Payment
Total Monthly Payment:$2,006
Percent of Income:34%
Affordable:No

Details for 422 SUMMIT ST

Property Debt

Foreclosure Contact Details