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$350,000

Listing Price

3beds

3baths

2,041sqft

9,085sqft lot

638 N Spring St, Elgin, IL 60120

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

186.69

Price / sqft

1900

Year built

Home Details

Welcome to this beautifully updated 3-bedroom, 2.1-bathroom home offering the perfect blend of comfort and convenience. Step inside to find a bright, inviting layout with modern upgrades throughout, including a finished basement that adds extra living and entertaining space. Enjoy peace of mind with a reverse osmosis water system, and take advantage of the fenced-in backyard, ideal for gatherings, pets, or simply relaxing outdoors. Located just minutes from downtown amenities, shopping, dining, and parks, this home offers both charm and practicality. With stylish updates, spacious rooms, and thoughtful features, this property is truly move-in ready-perfect for those seeking a modern lifestyle in a convenient location!

Interior Details

Square Feet
  • 2041

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Gas

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9085

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,170

$11,518

$49,840

--%

$61,358

2018

$4,388

$10,851

$39,537

--%

$50,388

2017

$4,282

$10,258

$37,377

--%

$47,635

2016

$4,073

$9,517

$34,676

--%

$44,193

2015

$4,001

$8,723

$31,784

--%

$40,507

2013

$4,150

$8,842

$37,906

--%

$46,748

percent-home-icon

Average Home Price in 60120

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$337,654

3 Beds

2 Baths

2,056 Sqft

14,375 Lot (sqft)

Sold 07/15/2026

$328,523

4 Beds

2 Baths

2,118 Sqft

7,260 Lot (sqft)

Sold 06/26/2026

$303,368

3 Beds

2 Baths

1,820 Sqft

3,597 Lot (sqft)

Sold 06/08/2026

$425,799

4 Beds

3 Baths

1,800 Sqft

15,783 Lot (sqft)

Sold 10/26/2026

$355,000

3 Beds

2 Baths

2,100 Sqft

6,600 Lot (sqft)

Sold 10/26/2026

$284,404

4 Beds

2 Baths

1,912 Sqft

8,712 Lot (sqft)

Sold NaN/NaN/NaN

$309,900

3 Beds

2.5 Baths

1,998 Sqft

11,352 Lot (sqft)

Sold 08/07/2026

$349,900

3 Beds

1 Baths

1,902 Sqft

7,062 Lot (sqft)

Sold 10/27/2026

$381,941

4 Beds

2 Baths

1,922 Sqft

8,363 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
350,000
$
Down payment
70,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,100
$
HOA (Monthly)
0
$
PMI
0
$
$2,266
Your Payment
Total Monthly Payment:$2,266
Percent of Income:39%
Affordable:No

Details for 638 N SPRING ST

Property Debt

Foreclosure Contact Details