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$425,799

Listing Price

4beds

3baths

1,800sqft

15,783sqft lot

1031 N Spring St, Elgin, IL 60120

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

236.56

Price / sqft

1930

Year built

Home Details

Welcome to 1031 North Spring Street in Elgin, a classic cottage-style home set on a beautiful double lot with outstanding curb appeal. This charming all-brick home is truly in move-in condition, offering timeless character, spacious living areas, and numerous recent improvements. Step inside to a cozy living room, with hardwood flooring under the carpet, featuring a large picture window that fills the space with natural light and a beautiful stone fireplace that creates a warm focal point. The spacious kitchen offers abundant cabinetry, Corian countertops, new appliances, and a large new picture window. Within the kitchen area is a bright dinette space, highlighted by another picture window overlooking the stone patio and expansive backyard, making it a wonderful spot for everyday dining. The main level includes two bedrooms and a recently remodeled full bathroom. A bright sunroom adds even more charm with exposed brick, tongue-and-groove knotty pine walls, and sliding glass doors leading to the stone patio, creating the perfect place to relax or entertain while enjoying views of the yard. Upstairs you will find two very large bedrooms connected by a convenient Jack-and-Jill bathroom, offering comfortable space and privacy for family or guests. The finished basement provides additional living space with a recreation room, a flex room that could serve as another bedroom or home office, a full bathroom, and abundant storage, including built-in cabinets, a separate storage room,

Interior Details

Square Feet
  • 1800

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15783

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 5

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$6,472

$16,066

$59,233

--%

$75,299

2018

$6,197

$15,135

$53,450

--%

$68,585

2017

$6,051

$14,308

$50,529

--%

$64,837

2016

$5,775

$13,274

$46,877

--%

$60,151

2015

$5,697

$12,167

$42,967

--%

$55,134

2013

$5,081

$12,334

$43,556

--%

$55,890

percent-home-icon

Average Home Price in 60120

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$348,452

3 Beds

1.5 Baths

1,624 Sqft

15,840 Lot (sqft)

Sold 10/14/2026

$300,000

-- Beds

2 Baths

1,699 Sqft

10,522 Lot (sqft)

Sold 09/18/2026

$150,766

3 Beds

1.5 Baths

1,634 Sqft

6,832 Lot (sqft)

Sold 09/01/2026

$300,895

2 Beds

1 Baths

1,826 Sqft

8,712 Lot (sqft)

Sold 06/19/2026

$325,000

3 Beds

2 Baths

1,718 Sqft

13,068 Lot (sqft)

Sold 10/26/2026

$425,799

4 Beds

3 Baths

1,800 Sqft

15,783 Lot (sqft)

Sold 10/26/2026

$187,232

3 Beds

2.5 Baths

1,690 Sqft

8,363 Lot (sqft)

Sold 10/27/2026

$349,900

3 Beds

1 Baths

1,902 Sqft

7,062 Lot (sqft)

Sold 10/27/2026

$381,941

4 Beds

2 Baths

1,922 Sqft

8,363 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
425,799
$
Down payment
85,159.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,554.79
$
HOA (Monthly)
0
$
PMI
0
$
$2,756
Your Payment
Total Monthly Payment:$2,756
Percent of Income:47%
Affordable:No

Details for 1031 N SPRING ST

Property Debt

Foreclosure Contact Details