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$336,502

Listing Price

3beds

2baths

1,847sqft

12,020sqft lot

186 Summer St, Gardner, MA 01440

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

182.19

Price / sqft

1880

Year built

Home Details

MAKE AN OFFER!!!!!!!!!!!!!!!Welcome to this charming and well-loved home on Summer Street in one of Gardners most desirable neighborhoods. Spacious and meticulously maintained, this 4-bedroom, 2-bath property offers comfort, character, and room to grow. The former owners cherished this home for over 50 years, and it shows in the care and warmth throughout. The first floor offers an easy, functional layout featuring: A bright office, bathroom, bedroom with it's own bathroom. The kitchen is thoughtfully designed with generous counter space, a brand-new dishwasher, and a charming built-in pull-out butcher block. The laundry area is conveniently located here as well. From the kitchen, the home flows into a welcoming dining area and then into the main living space, creating a natural gathering spot for family and friends. Three more bedrooms are located upstairs with a balcony off a primary bedroom. The charm continues outdoors with a spacious backyard and 2 car garage.

Interior Details

Square Feet
  • 1847

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 12020

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,612

$41,200

$141,800

--%

$183,000

2019

$3,424

$41,200

$128,800

--%

$170,000

2018

$3,152

$41,200

$114,300

--%

$155,500

2017

$3,215

$41,200

$115,800

--%

$157,000

2016

$2,976

$41,200

$104,200

--%

$145,400

2014

$2,746

$45,700

$99,800

--%

$145,500

2013

$2,743

$45,700

$111,400

--%

$157,100

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Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$505,501

3 Beds

2 Baths

1,824 Sqft

100,075 Lot (sqft)

Sold 07/22/2026

$399,900

3 Beds

3 Baths

1,890 Sqft

23,897 Lot (sqft)

Sold 10/05/2026

$319,900

3 Beds

2 Baths

1,768 Sqft

13,750 Lot (sqft)

Sold 11/15/2025

$270,000

3 Beds

2.5 Baths

1,670 Sqft

8,060 Lot (sqft)

Sold 10/12/2026

$336,502

3 Beds

2 Baths

1,847 Sqft

12,020 Lot (sqft)

Sold 10/13/2026

$180,000

4 Beds

2 Baths

1,571 Sqft

12,739 Lot (sqft)

Sold 11/15/2025

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
336,502
$
Down payment
67,300.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,019.01
$
HOA (Monthly)
0
$
PMI
0
$
$2,178
Your Payment
Total Monthly Payment:$2,178
Percent of Income:37%
Affordable:No

Details for 186 SUMMER ST

Property Debt

Foreclosure Contact Details