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$440,000

Listing Price

3beds

2baths

1,920sqft

57,064sqft lot

384 Stephen Ln, Charles Town, WV 25414

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

228.21

Price / sqft

1990

Year built

Home Details

Nestled at the end of a peaceful culdesac in Cloverdale Heights, this rejuvenated ranch offers 1,920sqft of comfortable, single-level living on a lush 1.31acre lot. The home boasts anew roof installed in 2024,driveway resurfaced and new walkway added in 2025, andnew flooring in 2025, all creating a fresh, modern foundation. Inside, theHVAC system was replaced in 2023, ensuring efficient comfort year-round, complemented bynew light fixtures from 2023that brighten and update every room. Thekitchen shines with all-new stainless appliances (2023), perfectly matched by anew washer and dryer set installed in 2023, while awhole-house water filter (2023), new hot water heater (2024)andnew water pressure tank (2024)enhance everyday ease and quality of life.nnTheskylit kitchenflows into a welcoming dining area and arefreshed back deck, ideal for gatherings. The spacious living room, with itsbay window framing mountain views, offers a serene retreat. A smart split-bedroom layout ensures privacy for the primary suite, while two additional bedrooms share a hall bath. Anoversized two-car side-entry garage with workshop spacecaters to hobbyists and project lovers. With thoughtful upgrades underfoot, overhead, and behind the scenes, this ranch is truly move-in readycombining durable, modern updates with cozy, countryside living in a quiet cul-de-sac just minutes from US340 and WV9.

Interior Details

Square Feet
  • 1920

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 57064

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,808

$62,100

$96,800

--%

$158,900

2019

$1,857

$62,100

$98,100

--%

$160,200

2018

$1,856

$62,100

$95,900

--%

$158,000

2017

$1,707

$48,300

$97,100

--%

$145,400

2016

$1,713

$48,000

$98,300

--%

$146,300

2014

$1,674

$48,000

$94,400

--%

$142,400

2013

$1,505

$37,100

$91,800

--%

$128,900

2012

$1,446

$37,100

$88,100

--%

$125,200

percent-home-icon

Average Home Price in 25414

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$399,900

4 Beds

3 Baths

1,954 Sqft

47,480 Lot (sqft)

Sold 09/26/2021

$499,900

3 Beds

2 Baths

1,832 Sqft

85,813 Lot (sqft)

Sold 10/26/2026

$440,000

3 Beds

2 Baths

1,920 Sqft

57,064 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
440,000
$
Down payment
88,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,640
$
HOA (Monthly)
0
$
PMI
0
$
$2,848
Your Payment
Total Monthly Payment:$2,848
Percent of Income:49%
Affordable:No

Details for 384 STEPHEN LN

Property Debt

Foreclosure Contact Details