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$389,000

Listing Price

3beds

3baths

2,082sqft

2,000sqft lot

109 Spencer Cir, Forest Hill, MD 21050

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Condo / Townhome

Home type

178.39

Price / sqft

1998

Year built

Home Details

Nestled in the charming Spenceola Farms community, this delightful 3 bedroom and 2.5 baths townhouse offers a perfect blend of comfort and convenience. The main level has new carpeting and hardwood floors* the kitchen is complete with granite counter tops, new lighting, dining space and sitting area leading to the deck and fenced yard. The entire house has fresh neutral paint and carpet throughout. The upstairs level has 3 bedrooms and 1 full bath, a spacious primary BR with large walk in closet. The full bath is complete with double vanity, a soaking tub and walk in shower. This home boasts a fully finished lower level with new carpet, full bath and bonus room with walkout access, perfect for entertaining or relaxing by the cozy gas fireplace. Enjoy leisurely strolls along the sidewalks or take advantage of the community amenities, including a clubhouse, playground, and a pool membership is optional for those warm summer days. Located near local parks and walking paths, this residence is a true gem in a vibrant neighborhood. Experience the ease of community living with lawn maintenance and trash services included in the community services.

Interior Details

Square Feet
  • 2082

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Townhouse

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$2,810

$0

$0

--%

$243,533

2020

$2,741

$65,000

$172,600

--%

$237,600

2019

$2,676

$0

$0

--%

$234,067

2018

$2,636

$0

$0

--%

$230,533

2017

$2,595

$65,000

$162,000

--%

$227,000

2015

$2,632

$65,000

$162,000

--%

$227,000

2014

$2,638

$65,000

$164,600

--%

$229,600

2012

$2,625

$0

$0

--%

$229,600

percent-home-icon

Average Home Price in 21050

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$374,138

-- Beds

2.5 Baths

1,820 Sqft

2,916 Lot (sqft)

Sold 07/25/2026

$363,900

-- Beds

3 Baths

1,954 Sqft

2,222 Lot (sqft)

Sold 10/26/2026

$410,000

4 Beds

4 Baths

1,980 Sqft

3,000 Lot (sqft)

Sold 11/02/2026

$425,000

-- Beds

2.5 Baths

2,280 Sqft

3,000 Lot (sqft)

Sold 10/27/2026

$389,000

3 Beds

3 Baths

2,082 Sqft

2,000 Lot (sqft)

Sold 10/26/2026

$443,431

-- Beds

2.5 Baths

1,992 Sqft

2,952 Lot (sqft)

Sold 10/26/2026

$446,268

-- Beds

2.5 Baths

2,014 Sqft

2,876 Lot (sqft)

Sold 10/26/2026

$301,197

-- Beds

1.5 Baths

1,794 Sqft

2,221 Lot (sqft)

Sold 10/26/2026

$407,838

-- Beds

2.5 Baths

1,820 Sqft

2,400 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
389,000
$
Down payment
77,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,334
$
HOA (Monthly)
0
$
PMI
0
$
$2,518
Your Payment
Total Monthly Payment:$2,518
Percent of Income:43%
Affordable:No

Details for 109 SPENCER CIR

Property Debt

Foreclosure Contact Details