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$395,000

Listing Price

3beds

2.5baths

2,520sqft

4,949sqft lot

11 S Smallwood St, Cumberland, MD 21502

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

149.21

Price / sqft

1890

Year built

Home Details

ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasin

Interior Details

Square Feet
  • 2520

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Radiant

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4949

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$1,834

$4,900

$192,700

--%

$197,600

2020

$1,846

$4,900

$192,700

--%

$197,600

2019

$1,878

$4,900

$192,700

--%

$197,600

2018

$1,869

$4,900

$193,100

--%

$198,000

2017

$1,878

$4,900

$193,100

--%

$198,000

2015

$1,751

$4,900

$193,100

--%

$198,000

2014

$1,599

$0

$0

--%

$180,900

2012

$1,481

$0

$0

--%

$163,800

percent-home-icon

Average Home Price in 21502

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$78,167

-- Beds

1.5 Baths

2,255 Sqft

3,719 Lot (sqft)

Sold 10/20/2026

$223,690

-- Beds

4 Baths

2,730 Sqft

3,640 Lot (sqft)

Sold 07/10/2026

$81,321

-- Beds

3 Baths

2,150 Sqft

2,262 Lot (sqft)

Sold 06/17/2026

$15,000

-- Beds

2.5 Baths

2,238 Sqft

3,170 Lot (sqft)

Sold 07/10/2025

$395,000

3 Beds

2.5 Baths

2,520 Sqft

4,949 Lot (sqft)

Sold 10/13/2026

$89,000

6 Beds

3 Baths

2,340 Sqft

2,450 Lot (sqft)

Sold 10/12/2026

$210,000

-- Beds

1 Baths

2,240 Sqft

4,101 Lot (sqft)

Sold 10/27/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
395,000
$
Down payment
79,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,370
$
HOA (Monthly)
0
$
PMI
0
$
$2,557
Your Payment
Total Monthly Payment:$2,557
Percent of Income:44%
Affordable:No

Details for 11 S SMALLWOOD ST

Property Debt

Foreclosure Contact Details