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$445,000

Listing Price

4beds

3baths

2,944sqft

6,403sqft lot

12820 Settlers Trail Ct, Charlotte, NC 28278

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

151.85

Price / sqft

2010

Year built

Home Details

Welcome to move-in ready 12820 Settlers Trail Court. This spacious and meticulously maintained 4-bed, 2.5-bath residence has new LVP flooring on the main and second floor and fresh paint throughout. The front living room has plenty of space to function as a sitting area, office, or formal dining room. The cozy family room boasts a gas fireplace. Off the family room, find your eat-in kitchen with recently painted cabinets and SS appliances! Upstairs, find the large loft for additional living space and an expansive primary bedroom with a lofted ceiling! 3 additional bedrooms make this home the perfect space for any family! Home has tons of closet space for ample storage. The Waterlyn community offers great amenities like a pool, clubhouse, playground and walking trails. Home is close to tons of shops and restaurants, as well as Rivergate shopping center, Carowinds, I-485, and the Charlotte Premium Outlets! USE OUR PREFERRED LENDER FOR A RATE BUYDOWN INCENTIVE!!!

Interior Details

Square Feet
  • 2944

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6403

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,439

$50,000

$225,900

--%

$275,900

2019

$2,410

$50,000

$225,900

--%

$275,900

2018

$2,108

$31,500

$154,700

--%

$186,200

2017

$2,091

$31,500

$154,700

--%

$186,200

2016

$2,063

$31,500

$154,700

--%

$186,200

2013

$2,006

$31,500

$154,700

--%

$186,200

2012

$1,882

$31,500

$154,700

--%

$186,200

percent-home-icon

Average Home Price in 28278

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$639,585

5 Beds

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8,886 Lot (sqft)

Sold 09/10/2026

$327,394

3 Beds

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2,839 Sqft

6,970 Lot (sqft)

Sold 08/07/2026

$383,873

3 Beds

2 Baths

2,868 Sqft

7,971 Lot (sqft)

Sold 07/15/2026

$475,079

5 Beds

3 Baths

2,959 Sqft

10,629 Lot (sqft)

Sold 05/14/2026

$635,000

5 Beds

4 Baths

3,227 Sqft

7,922 Lot (sqft)

Sold 07/10/2025

$599,900

5 Beds

3 Baths

3,087 Sqft

7,144 Lot (sqft)

Sold 10/05/2026

$409,900

4 Beds

2.5 Baths

2,901 Sqft

6,098 Lot (sqft)

Sold 10/06/2026

$525,000

4 Beds

3 Baths

3,182 Sqft

9,409 Lot (sqft)

Sold 09/29/2026

$409,900

3 Beds

2.5 Baths

2,872 Sqft

6,011 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
445,000
$
Down payment
89,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,670
$
HOA (Monthly)
0
$
PMI
0
$
$2,881
Your Payment
Total Monthly Payment:$2,881
Percent of Income:49%
Affordable:No

Details for 12820 SETTLERS TRAIL CT

Property Debt

Foreclosure Contact Details