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$450,000

Listing Price

3beds

2baths

1,704sqft

70,973sqft lot

3538 Saddle Ridge Rd, Stem, NC 27581

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

215.66

Price / sqft

2004

Year built

Home Details

Welcome to this well-maintained 3-bedroom, 2-bath ranch situated on a beautiful oversized lot with exceptional landscaping. This home offers a comfortable single-level layout plus additional spaces for flexibility:nnUnpermitted bonus room providing extra living or hobby spacennWalk-up attic with excellent storage or future expansion potentialnnMature landscaping enhancing curb appeal and outdoor enjoymentnnPeaceful setting with room to grownnThis property combines charm, function, and opportunity truly a must-see.

Interior Details

Square Feet
  • 1704

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 70973

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,881

$40,000

$171,598

--%

$211,598

2020

$1,881

$40,000

$171,598

--%

$211,598

2019

$1,881

$40,000

$171,598

--%

$211,598

percent-home-icon

Average Home Price in 27581

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$450,000

3 Beds

2 Baths

1,704 Sqft

70,973 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
450,000
$
Down payment
90,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,700
$
HOA (Monthly)
0
$
PMI
0
$
$2,913
Your Payment
Total Monthly Payment:$2,913
Percent of Income:50%
Affordable:No

Details for 3538 SADDLE RIDGE RD

Property Debt

Foreclosure Contact Details