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$824,900

Listing Price

4beds

3baths

2,705sqft

18,404sqft lot

220 Ruby Lake Ln, Winter Haven, FL 33884

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

279.74

Price / sqft

2001

Year built

Home Details

Welcome to 220 Ruby Lake Lane, a stunning lakefront pool residence in the highly sought-after gated community of Ruby Lake, where modern upgrades blend effortlessly with timeless design and waterfront living. This gorgeous 4 bedroom, 3 bathroom pool home is perfectly positioned on the shores of Lake Ruby to capture breathtaking sunsets and provide endless opportunities for boating, fishing, and entertaining. Complete with a private dock, covered boat slip with lift, and direct access to Lake Ruby and Lake Bess, this property offers a true Florida lakefront lifestyle. Meticulously maintained, the home showcases numerous upgrades including new windows (2022), a new roof (2018), and a remodeled pool (2015). Inside, the thoughtfully designed open floor plan offers both elegance and functionality with formal living and dining rooms, a spacious family room, and panoramic lake views that stretch across the entire back of the home. The kitchen serves as the heart of the home with stainless appliances, a breakfast bar, tiled backsplash, a double closet pantry, a custom canned food pantry, and a charming breakfast nook framed by seamless glass windows overlooking the pool and lake. The expansive family room features vaulted ceilings with fans, a built-in media cabinet, and a wall of windows and tinted sliders that flood the space with filtered natural light while showcasing breathtaking water views. The living room is anchored by a cozy fireplace, creating a perfect backdrop for holida

Interior Details

Square Feet
  • 2705

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 18404

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$7,318

$120,000

$290,481

--%

$410,481

2019

$7,330

$120,000

$283,402

--%

$403,402

2017

$4,377

$0

$0

--%

$272,866

2017

$4,377

$0

$0

--%

$267,254

2016

$4,495

$0

$0

--%

$261,757

2014

$4,589

$0

$0

--%

$257,874

2013

$4,593

$0

$0

--%

$254,063

2012

$3,261

$0

$0

--%

$249,816

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Average Home Price in 33884

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$447,463

3 Beds

3 Baths

2,322 Sqft

21,902 Lot (sqft)

Sold 06/30/2026

$800,000

4 Beds

4 Baths

2,965 Sqft

25,091 Lot (sqft)

Sold 09/29/2026

$430,420

3 Beds

2 Baths

2,542 Sqft

12,118 Lot (sqft)

Sold 10/06/2026

$613,040

4 Beds

3 Baths

2,446 Sqft

19,349 Lot (sqft)

Sold 10/05/2026

$517,327

4 Beds

3 Baths

2,798 Sqft

11,909 Lot (sqft)

Sold 10/06/2026

$499,000

4 Beds

3 Baths

2,374 Sqft

16,583 Lot (sqft)

Sold 10/05/2026

$417,627

3 Beds

2 Baths

2,419 Sqft

12,245 Lot (sqft)

Sold 10/06/2026

$622,282

5 Beds

4 Baths

2,835 Sqft

12,323 Lot (sqft)

Sold 10/06/2026

$479,900

4 Beds

3 Baths

2,411 Sqft

12,380 Lot (sqft)

Sold 07/10/2025

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
824,900
$
Down payment
164,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,949.40
$
HOA (Monthly)
0
$
PMI
0
$
$5,340
Your Payment
Total Monthly Payment:$5,340
Percent of Income:92%
Affordable:No

Details for 220 RUBY LAKE LN

Property Debt

Foreclosure Contact Details