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$399,000

Listing Price$409,000Est. Opening Bid

4beds

2baths

2,215sqft

10,411sqft lot

344 Ruby Lake Loop, Winter Haven, FL 33884

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

Pre-Foreclosure

For Sale

New Listing

Off Market

Single Family

Home type

175.94

Price / sqft

1998

Year built

Home Details

Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk Countys most desirable gated communities, this beautifully renovated home is move-in ready.nnThe triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room-perfect for everyday living and entertaining.nnnnThe spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard.nnConveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!

Interior Details

Square Feet
  • 2215

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10411

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,294

$0

$0

--%

$157,910

2019

$2,271

$0

$0

--%

$154,360

2017

$2,061

$0

$0

--%

$151,482

2017

$2,061

$0

$0

--%

$148,366

2016

$2,191

$0

$0

--%

$145,314

2014

$2,256

$0

$0

--%

$143,159

2013

$2,254

$0

$0

--%

$141,043

2012

$1,543

$0

$0

--%

$138,685

percent-home-icon

Average Home Price in 33884

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$399,999

3 Beds

2 Baths

2,149 Sqft

11,173 Lot (sqft)

Sold 10/17/2026

$--

2 Beds

2 Baths

2,074 Sqft

57,482 Lot (sqft)

Sold 08/25/2026

$247,369

3 Beds

2 Baths

1,888 Sqft

8,154 Lot (sqft)

Sold 07/16/2026

$447,463

3 Beds

3 Baths

2,322 Sqft

21,902 Lot (sqft)

Sold 06/30/2026

$542,420

4 Beds

3 Baths

2,238 Sqft

20,530 Lot (sqft)

Sold 06/11/2026

$363,714

3 Beds

2 Baths

1,888 Sqft

8,150 Lot (sqft)

Sold 10/27/2026

$395,000

3 Beds

3 Baths

1,976 Sqft

10,624 Lot (sqft)

Sold 10/27/2026

$430,420

3 Beds

2 Baths

2,542 Sqft

12,118 Lot (sqft)

Sold 10/27/2026

$749,900

3 Beds

3 Baths

2,295 Sqft

18,365 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,000
$
Down payment
79,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,394
$
HOA (Monthly)
0
$
PMI
0
$
$2,583
Your Payment
Total Monthly Payment:$2,583
Percent of Income:44%
Affordable:No

Pre-Foreclosure Details for 344 RUBY LAKE LOOP

Property Debt

Foreclosure Contact Details