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$475,000

Listing Price

3beds

4baths

1,340sqft

43,560sqft lot

118 Roman Ridge Rd, Oakland, MD 21550

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Condo / Townhome

Home type

354.64

Price / sqft

2003

Year built

Home Details

Welcome to Latitude Adjustment, a 3-level townhome in the desirable Roman Ridge Community, perfectly located in the heart of Deep Creek Lake. This is an active short-term rental that sleeps 9 and averages $46k to $54k in annual rentals with an ADR of $380! 2025 already has 78 days booked for $30k that can be conveyed or canceled; the choice is yours!nnThis 3 BR, 3.5 BA property is being sold turnkey after a complete refresh in 2022, including new high-end furnishings, luxury vinyl plank flooring, updated dcor, accessories, bedding, and kitchenware, plus a modernized kitchen with granite counters and stainless steel appliances. Stylish, move-in ready, and rental-ready its all here.nnTake in breathtaking lake and mountain views from every room. The open floor plan features central A/C, propane forced-air heating, and a cozy gas fireplace with mantle. Outdoor living is just as inviting with a deck overlooking the water and a lower-level patio with hot tub and firepit for year-round enjoyment. A BBQ updated in 2025 adds to the entertaining appeal.nnParking is simple with two assigned spaces per unit plus overflow in a community-owned lot behind Brendas Pizza. The association covers road maintenance, water, snow removal, and trash service, and extensive road improvements are being completed in the community this fall. Theres even outdoor storage for your kayaks or other lake toys!nnCurrently an active short-term rental with proven income, Latitude Adjustment offers the ideal balan

Interior Details

Square Feet
  • 1340

Bedrooms
  • 3

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 43560

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Condo/apartment

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$3,615

$0

$0

--%

$266,233

2020

$3,551

$75,000

$186,500

--%

$261,500

2019

$3,378

$75,000

$186,500

--%

$261,500

2018

$3,718

$75,000

$186,500

--%

$261,500

2017

$3,745

$75,000

$189,600

--%

$264,600

2015

$3,762

$75,000

$189,600

--%

$264,600

2014

$4,342

$75,000

$241,500

--%

$316,500

2012

$3,677

$0

$0

--%

$316,500

percent-home-icon

Average Home Price in 21550

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$475,000

3 Beds

4 Baths

1,340 Sqft

43,560 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
475,000
$
Down payment
95,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,850
$
HOA (Monthly)
0
$
PMI
0
$
$3,075
Your Payment
Total Monthly Payment:$3,075
Percent of Income:53%
Affordable:No

Details for 118 ROMAN RIDGE RD

Property Debt

Foreclosure Contact Details

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