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$650,000

Listing Price

4beds

3baths

2,551sqft

15,246sqft lot

7812 Ridgeloch Pl, Charlotte, NC 28226

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

278.7

Price / sqft

1984

Year built

Home Details

Have your own Victorian farmhouse in the heart of South Charlotte! This beautifully maintained home has been freshly painted inside and out and features beautiful cherry hardwood floors and a custom handmade mantle over the wood-burning fireplace.nnThe main floor offers an office/ play/flex space plus a bedroom and a full bath, while upstairs boasts a super-large primary suite and two spacious secondary bedrooms. All bedrooms feature brand-new carpet, and the thoughtful layout makes the home feel larger than the square footage suggests. The farmhouse-style kitchen adds warmth and charm, perfect for everyday living.nnEnjoy outdoor living on the wraparound porch or in the large backyard with a brand-new fence and deckideal for entertaining, pets, or relaxing evenings. The home sits in a quiet, mature neighborhood within walking distance to shopping and fun! A detached two-car garage adds convenience and storage.nnRecent major updates include: tankless gas water heater (2022), downstairs HVAC (2011), upstairs HVAC (May 2025), and roof (April 2024). These improvements, combined with the homes charm and character, make it truly move-in ready.nnA rare opportunity to own a timeless South Charlotte farmhouse with modern updates!

Interior Details

Square Feet
  • 2551

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15246

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,372

$80,000

$258,400

--%

$338,400

2019

$3,357

$80,000

$258,400

--%

$338,400

2018

$3,437

$60,000

$196,400

--%

$256,400

2017

$3,381

$60,000

$196,400

--%

$256,400

2016

$3,372

$60,000

$196,400

--%

$256,400

2013

$3,355

$60,000

$196,400

--%

$256,400

2013

$3,355

$60,000

$196,400

--%

$256,400

2012

$3,204

$60,000

$190,800

--%

$250,800

percent-home-icon

Average Home Price in 28226

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Zip Code

Price

Bed

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Sqft

Lot

Sold Date

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$824,900

4 Beds

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Sold 10/06/2026

$575,000

4 Beds

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Sold 09/29/2026

$736,760

3 Beds

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2,319 Sqft

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Sold 10/06/2026

$926,196

4 Beds

3.5 Baths

2,909 Sqft

19,166 Lot (sqft)

Sold 09/29/2026

$650,000

4 Beds

3 Baths

2,551 Sqft

15,246 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
650,000
$
Down payment
130,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,900
$
HOA (Monthly)
0
$
PMI
0
$
$4,208
Your Payment
Total Monthly Payment:$4,208
Percent of Income:72%
Affordable:No

Details for 7812 RIDGELOCH PL

Property Debt

Foreclosure Contact Details