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$524,000

Listing Price

3beds

2baths

984sqft

20,038sqft lot

97 Ridge Rd, Valley Cottage, NY 10989

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

594.7

Price / sqft

1936

Year built

Home Details

Welcome to this beautifully renovated ranch set on nearly half an acre in desirable Valley Cottage, within the Clarkstown community. Positioned for added privacy with a generous setback from the road, this home also offers scenic surroundings, including mountain views from the dining area and backyard.nnThe home features 3 bedrooms and 2 full baths, highlighted by a spacious primary suite with vaulted ceilings and generous closet space. The inviting living area is anchored by a large wood-burning stove, creating a warm and comfortable atmosphere. The eat-in kitchen is thoughtfully designed with quartzite countertops, stainless steel appliances, a pantry, and sliding glass doors that open to a deck-perfect for indoor-outdoor living.nnAdditional features include ceiling fans and recessed lighting throughout, enhancing both comfort and style. Sky lights in the primary bedroom and dining room bring in additional natural light. The finished lower level adds approximately 474 square feet of versatile living space, offering a bedroom, living area, full bathroom, laundry, and walkout access to the patio. A heated storage room, accessible from outside beneath the deck, provides even more functional space.nnConveniently located near the Thruway, shopping, and dining, this home combines accessibility with a peaceful setting. A second refrigerator and generator are also included, offering added value and convenience.nnA wonderful opportunity to enjoy modern updates, flexible living space

Interior Details

Square Feet
  • 984

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 20038

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$10,182

$36,400

$58,200

--%

$94,600

2018

$9,823

$36,400

$58,200

--%

$94,600

2017

$9,591

$36,400

$58,200

--%

$94,600

2016

$9,663

$36,400

$58,200

--%

$94,600

2015

$9,741

$36,400

$58,200

--%

$94,600

2013

$9,266

$36,400

$58,200

--%

$94,600

2011

$8,513

$36,400

$58,200

--%

$94,600

percent-home-icon

Average Home Price in 10989

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$524,000

3 Beds

2 Baths

984 Sqft

20,038 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
524,000
$
Down payment
104,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,144
$
HOA (Monthly)
0
$
PMI
0
$
$3,392
Your Payment
Total Monthly Payment:$3,392
Percent of Income:58%
Affordable:No

Details for 97 RIDGE RD

Property Debt

Foreclosure Contact Details