Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$186,500

Listing Price

2beds

1baths

1,080sqft

55,422sqft lot

45 Railroad St, Bernhards Bay, NY 13028

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

100.25

Price / sqft

1859

Year built

Home Details

Welcome to this beautifully renovated, move-in ready home offering the perfect blend of modern updates and country charm. This inviting 2-bedroom home features a bright and spacious country kitchen, a dedicated dining room, and a comfortable living room that opens to a relaxing enclosed front porch an ideal spot to enjoy your morning coffee or unwind at the end of the day. Step outside to the open rear porch overlooking 1.27 scenic acres, providing plenty of space for entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. A detached garage and additional storage shed offer ample room for vehicles, tools, and outdoor equipment. Conveniently located just minutes from Oneida Lake and the Oswego County Trail System, you'll enjoy year-round outdoor recreation including snowmobiling, ATV riding, cross-country skiing, hiking, walking, and mountain biking. This turnkey property is ready for its next owner to move in and enjoy!

Interior Details

Square Feet
  • 1080

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 55422

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    3

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,394

$15,500

$46,900

--%

$62,400

2018

$1,361

$15,500

$46,900

--%

$62,400

2017

$1,332

$15,500

$46,900

--%

$62,400

2016

$949

$15,500

$46,900

--%

$62,400

2015

$969

$15,500

$46,900

--%

$62,400

2013

$938

$15,500

$46,900

--%

$62,400

2012

$909

$15,500

$46,900

--%

$62,400

percent-home-icon

Average Home Price in 13028

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$186,500

2 Beds

1 Baths

1,080 Sqft

55,422 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
186,500
$
Down payment
37,300
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,119
$
HOA (Monthly)
0
$
PMI
0
$
$1,207
Your Payment
Total Monthly Payment:$1,207
Percent of Income:21%
Affordable:Yes

Details for 45 RAILROAD ST

Property Debt

Foreclosure Contact Details