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$975,000

Listing Price

3beds

3baths

1,741sqft

11,369sqft lot

200 Railroad Ave, Ben Lomond, CA 95005

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

548.75

Price / sqft

1961

Year built

Home Details

Welcome to 200 Railroad Avenue in charming Ben Lomond a sunny retreat on approximately acre in the heart of Santa Cruz County. This 3-bedroom, 3-bath home plus a generous loft (ideal as a 4th bedroom) offers flexibility, warmth, and an alpine-inspired feel with vaulted ceilings and abundant natural light. One bedroom includes a private entrance and full bath, creating options for guests, multigenerational living, rental potential, or a dedicated office or studio. The remodeled kitchen and bathrooms provide modern comfort, complemented by thoughtful updates including upgraded electrical service, plumbing improvements, and a recently serviced septic system. A walk-in pantry and separate laundry room add valuable usable space beyond the recorded square footage. Outdoor living features a spacious rear deck suited for entertaining or relaxing in the built-in hot tub. The fenced yard offers a peaceful, secret garden setting with raised beds and room to unwind among the trees. The home is less than a mile from downtown Ben Lomond, close to river access and local swimming spots, and approximately 10 miles to Santa Cruz. Secondary access from Riverside Park Drive provides additional parking for extra vehicles, recreational gear, or an RV a rare convenience in this part of the valley.

Interior Details

Square Feet
  • 1741

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11369

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,173

$414,362

$282,247

--%

$696,609

2019

$7,745

$406,237

$276,713

--%

$682,950

2018

$7,533

$394,779

$268,904

--%

$663,683

2017

$7,145

$372,433

$253,683

--%

$626,116

2016

$6,510

$335,525

$228,543

--%

$564,068

2014

$4,824

$245,751

$167,395

--%

$413,146

2013

$4,050

$204,792

$139,496

--%

$344,288

2012

$3,938

$193,200

$131,600

--%

$324,800

percent-home-icon

Average Home Price in 95005

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$998,617

3 Beds

2 Baths

1,886 Sqft

6,273 Lot (sqft)

Sold 07/28/2026

$867,420

5 Beds

3 Baths

1,708 Sqft

14,723 Lot (sqft)

Sold 06/04/2026

$1,218,879

3 Beds

3 Baths

1,968 Sqft

19,123 Lot (sqft)

Sold 10/26/2026

$975,000

3 Beds

3 Baths

1,741 Sqft

11,369 Lot (sqft)

Sold 10/26/2026

$1,098,000

3 Beds

3 Baths

1,838 Sqft

9,845 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
975,000
$
Down payment
195,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,850
$
HOA (Monthly)
0
$
PMI
0
$
$6,311
Your Payment
Total Monthly Payment:$6,311
Percent of Income:108%
Affordable:No

Details for 200 RAILROAD AVE

Property Debt

Foreclosure Contact Details