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$289,000

Listing Price

3beds

1baths

1,140sqft

8,510sqft lot

11 Prospect St, Spencer, MA 01562

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

228.29

Price / sqft

1880

Year built

Home Details

Welcome to 11 Prospect St, a charming 3-bedroom, 1-bath home offering the perfect blend of comfort, character, and opportunity. Set in a convenient Spencer location, this inviting property provides a wonderful canvas for creating a home that reflects your personal style while offering the space and flexibility today's buyers are looking for. From the moment you arrive, you'll appreciate the welcoming setting and the possibilities this home presents. Inside, the flexible layout offers comfortable spaces for everyday living, entertaining, and relaxing. The versatile den adds an extra layer of functionality and could easily become a stylish home office, private reading room, creative studio, playroom, or peaceful retreat. The three bedrooms provide inviting spaces to unwind at the end of the day, while the home's overall layout allows you to thoughtfully create spaces that feel warm, personal, and distinctly your own. Imagine gathering with family and friends, preparing meals in a kitchen designed around the way you love to live, or settling into a comfortable living space filled with your own style and personality. Outside, the possibilities continue. The generous yard offers the opportunity to create your own private outdoor escape—perhaps a beautiful garden, a space for summer entertaining, a play area, or simply a peaceful place to enjoy your morning coffee and warm New England evenings. 11 Prospect St is more than a house—it is an opportunity to create the home you've been

Interior Details

Square Feet
  • 1140

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8510

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$2,154

$25,600

$127,800

--%

$153,400

2020

$2,033

$25,600

$118,400

--%

$144,000

2019

$1,913

$23,100

$114,900

--%

$138,000

2018

$1,734

$30,700

$98,500

--%

$129,200

2017

$1,567

$29,300

$82,800

--%

$112,100

2015

$1,494

$33,900

$75,400

--%

$109,300

2014

$1,437

$33,900

$75,400

--%

$109,300

2012

$1,374

$33,900

$78,000

--%

$111,900

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Average Home Price in 01562

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$368,671

3 Beds

1 Baths

1,037 Sqft

26,000 Lot (sqft)

Sold 10/06/2026

$329,900

2 Beds

1 Baths

1,004 Sqft

27,184 Lot (sqft)

Sold 09/29/2026

$339,900

3 Beds

1 Baths

1,202 Sqft

10,294 Lot (sqft)

Sold 10/06/2026

$419,900

3 Beds

1 Baths

1,307 Sqft

22,869 Lot (sqft)

Sold 10/05/2026

$349,900

3 Beds

2 Baths

1,176 Sqft

7,362 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
289,000
$
Down payment
57,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,734
$
HOA (Monthly)
0
$
PMI
0
$
$1,871
Your Payment
Total Monthly Payment:$1,871
Percent of Income:32%
Affordable:No

Details for 11 PROSPECT ST

Property Debt

Foreclosure Contact Details