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$320,000

Listing Price

3beds

2baths

864sqft

7,000sqft lot

10 Prospect St, Oswego, NY 13126

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

367.68

Price / sqft

1996

Year built

Home Details

Welcome to 10 Prospect! Built in 19931994 This is a well-maintained 3-bedroom, 2-bath home with many recent updates and energy-efficient features.nnThe kitchen has been newly updated with quartz countertops, a large island, Wood-Mode cabinets, and a spacious pantry closet. Appliances include a gas stove, microwave, Bosch dishwasher, refrigerator, garbage disposal, and under-cabinet lighting.nnThe home also features a living room, sun room, and main-floor laundry with a washer and gas dryer. An unfinished basement with Superior Walls provides extensive storage space and shelving.nnAll bedrooms offer generous closet space, including a double closet in the primary bedroom. Both bathrooms include Bath Fitter units; the main bath has a tub, while the primary bath features a walk-in shower.nnHeating is provided by a brand-new high-efficiency boiler installed in March 2025, along with hot-water baseboard heat for clean, comfortable warmth. Additional Mitsubishi and Fujitsu systems provide heating and cooling in select rooms and the sun room. Ceiling fans throughout the home help circulate heat and air conditioning efficiently.nnAdditional features include a gas fireplace, home security system, and Anderson Water System. All windows have been replaced with energy-efficient Renewal by Andersen windows, and the 11 sun room windows are only one year old.nnFlooring includes engineered bamboo hardwood and tile in the kitchen and sun room. The roof was replaced approximately 34 years ago.n

Interior Details

Square Feet
  • 864

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,012

$18,800

$120,200

--%

$139,000

2018

$3,004

$18,800

$120,200

--%

$139,000

2017

$3,696

$18,800

$120,200

--%

$139,000

2016

$1,335

$18,800

$120,200

--%

$139,000

2015

$1,364

$18,800

$120,200

--%

$139,000

2013

$1,256

$18,800

$120,200

--%

$139,000

2012

$1,236

$18,800

$120,200

--%

$139,000

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Average Home Price in 13126

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$199,000

3 Beds

2 Baths

928 Sqft

2,800 Lot (sqft)

Sold 09/29/2026

$54,900

4 Beds

1 Baths

928 Sqft

3,300 Lot (sqft)

Sold 07/10/2025

$320,000

3 Beds

2 Baths

864 Sqft

7,000 Lot (sqft)

Sold 10/05/2026

$159,900

2 Beds

1 Baths

912 Sqft

7,000 Lot (sqft)

Sold 09/29/2026

$135,000

2 Beds

2 Baths

909 Sqft

5,625 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
320,000
$
Down payment
64,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,920
$
HOA (Monthly)
0
$
PMI
0
$
$2,071
Your Payment
Total Monthly Payment:$2,071
Percent of Income:36%
Affordable:No

Details for 10 PROSPECT ST

Property Debt

Foreclosure Contact Details