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$349,000

Listing Price

4beds

1baths

1,790sqft

4,938sqft lot

38 Prospect St, Middletown, NY 10940

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

210.11

Price / sqft

1900

Year built

Home Details

Welcome to this charming well maintained 1900s Colonial centrally located to everything Middletown has to offer such as schools, walking distance to the Elks Club, YMCA and Downtown Middletown finest eateries and breweries!, shopping and public transportation. When you arrive to the property the large porch will great you and once you step inside you will notice the old charm starting with hardwood floors, pocket doors between the living and formal dining room that is complimented by the high ceilings! The home has stairs from the foyer or kitchen that brings you upstairs to the 4 spacious bedrooms and bathroom. Lots of closet space as well. Another great feature is the walk-up attic and full basement and lets not forget about the detached garage! Over the years there has been many updates that you will notice as well and appreciate! This is a must see to appreciate the character type of home! Dont miss out

Interior Details

Square Feet
  • 1790

Bedrooms
  • 4

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4938

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,559

$3,900

$18,200

--%

$22,100

2018

$5,936

$3,900

$18,200

--%

$22,100

2017

$5,756

$3,900

$18,200

--%

$22,100

2016

$5,771

$3,900

$18,200

--%

$22,100

2015

$5,595

$3,900

$18,200

--%

$22,100

2013

$5,317

$3,900

$18,200

--%

$22,100

2011

$5,193

$3,900

$18,200

--%

$22,100

percent-home-icon

Average Home Price in 10940

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$311,944

3 Beds

1.5 Baths

1,560 Sqft

5,000 Lot (sqft)

Sold 09/01/2026

$609,567

3 Beds

1 Baths

1,536 Sqft

7,695 Lot (sqft)

Sold 08/12/2026

$502,807

4 Beds

2.5 Baths

1,944 Sqft

7,650 Lot (sqft)

Sold NaN/NaN/NaN

$307,957

3 Beds

2 Baths

1,852 Sqft

2,958 Lot (sqft)

Sold 10/18/2026

$339,999

4 Beds

1.5 Baths

1,967 Sqft

7,500 Lot (sqft)

Sold 07/10/2025

$349,000

4 Beds

1 Baths

1,790 Sqft

4,938 Lot (sqft)

Sold 10/13/2026

$400,000

4 Beds

2 Baths

1,924 Sqft

5,000 Lot (sqft)

Sold 07/10/2025

$499,000

3 Beds

2 Baths

1,682 Sqft

5,000 Lot (sqft)

Sold 09/29/2026

$414,778

3 Beds

1 Baths

1,886 Sqft

10,260 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
349,000
$
Down payment
69,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,094
$
HOA (Monthly)
0
$
PMI
0
$
$2,259
Your Payment
Total Monthly Payment:$2,259
Percent of Income:39%
Affordable:No

Details for 38 PROSPECT ST

Property Debt

Foreclosure Contact Details