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$425,000

Listing Price

--beds

3baths

2,098sqft

16,740sqft lot

305 Prospect St, LA Plata, MD 20646

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

233.51

Price / sqft

1931

Year built

Home Details

Overflowing with charm and character, this unique Cape Cod offers the perfect blend of warmth, flexibility, and functionality. The main home features 4 spacious bedrooms, inviting living spaces, and classic details that make it feel like home from the moment you arrive.nConnected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full kitchen, separate entrance, and private driveway-ideal for multi-generational living, au-pair, guests, a home office, or potential rental income.nThe property also includes a detached garage, offering additional storage, workshop space, or parking options. Enjoy the character and privacy of this special property while still being conveniently located near shopping, dining, schools, and commuter routes in the heart of La Plata.nWhether you're looking for room to grow, space for loved ones, or a home with endless possibilities, this one-of-a-kind Cape Cod is ready to welcome you home.

Interior Details

Square Feet
  • 2098

Bedrooms
  • N/A

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Radiant

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16740

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Siding Sheathing

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,196

$100,400

$181,500

--%

$281,900

2020

$4,196

$0

$0

--%

$277,233

2019

$4,109

$0

$0

--%

$272,567

2018

$4,061

$100,400

$167,500

--%

$267,900

2017

$3,947

$0

$0

--%

$261,433

2015

$3,856

$80,400

$168,100

--%

$248,500

2014

$3,856

$0

$0

--%

$248,500

2012

$3,677

$0

$0

--%

$248,500

percent-home-icon

Average Home Price in 20646

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$592,490

3 Beds

2 Baths

2,103 Sqft

5,489 Lot (sqft)

Sold 10/13/2026

$549,990

3 Beds

2 Baths

2,116 Sqft

5,576 Lot (sqft)

Sold 10/26/2026

$549,990

3 Beds

2 Baths

2,400 Sqft

5,314 Lot (sqft)

Sold 10/26/2026

$475,000

-- Beds

3 Baths

1,870 Sqft

25,792 Lot (sqft)

Sold 10/26/2026

$425,000

-- Beds

3 Baths

2,098 Sqft

16,740 Lot (sqft)

Sold 10/26/2026

$349,900

-- Beds

4 Baths

2,398 Sqft

38,550 Lot (sqft)

Sold 07/10/2025

$475,000

3 Beds

3 Baths

1,950 Sqft

20,276 Lot (sqft)

Sold 10/26/2026

$449,000

3 Beds

2 Baths

1,903 Sqft

9,939 Lot (sqft)

Sold 10/05/2026

$398,195

-- Beds

1.5 Baths

1,857 Sqft

20,250 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
425,000
$
Down payment
85,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,550
$
HOA (Monthly)
0
$
PMI
0
$
$2,751
Your Payment
Total Monthly Payment:$2,751
Percent of Income:47%
Affordable:No

Details for 305 PROSPECT ST

Property Debt

Foreclosure Contact Details