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$305,000

Listing Price

--beds

1baths

2,862sqft

7,841sqft lot

401 E Prospect Ave, Ottawa, IL 61350

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

106.57

Price / sqft

1945

Year built

Home Details

Step into timeless elegance with this spacious historic Victorian home offering 5 bedrooms, 2 full bathrooms, and beautiful character throughout. Situated on a corner lot with a fully fenced backyard, this stately residence makes a lasting first impression with its striking curb appeal and expansive covered front porch welcoming you home. Inside, the grand foyer showcases a stunning staircase and sets the tone for the craftsmanship and charm found throughout. The inviting living room features an original stained glass window and pocket doors, while the formal dining room flows seamlessly into the updated kitchen complete with included appliances, maple cabinetry with leaded glass accents, granite countertops, and a beautiful tin ceiling. Just off the dining room, a cozy family room or den with a wood-burning fireplace offers flexible living space and could also serve as a potential main-floor bedroom. The main level also includes a full bathroom with tub/shower combo, a spacious walk-in pantry, and access to a private balcony area. Upstairs, you'll find five generously sized bedrooms and a beautifully appointed full bathroom featuring a separate shower, jetted tub, double vanity, and stunning windows that fill the space with natural light. Outside, the paver patio and fully fenced backyard create the perfect setting for entertaining, relaxing, kids, or pets. A detached 2-car garage with a floored loft provides excellent additional storage, along with an attached shed for even

Interior Details

Square Feet
  • 2862

Bedrooms
  • N/A

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7841

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$7,073

$11,053

$58,863

--%

$69,916

2019

$7,073

$10,771

$57,360

--%

$68,131

2017

$3,339

$10,537

$56,114

--%

$66,651

2016

$3,220

$10,161

$54,112

--%

$64,273

2016

$3,220

$9,724

$51,787

--%

$61,511

percent-home-icon

Average Home Price in 61350

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$241,561

-- Beds

-- Baths

2,992 Sqft

7,683 Lot (sqft)

Sold 08/28/2026

$394,873

-- Beds

1.5 Baths

2,674 Sqft

28,750 Lot (sqft)

Sold 07/01/2026

$375,000

-- Beds

1.5 Baths

2,503 Sqft

20,038 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
305,000
$
Down payment
61,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,830
$
HOA (Monthly)
0
$
PMI
0
$
$1,974
Your Payment
Total Monthly Payment:$1,974
Percent of Income:34%
Affordable:No

Details for 401 E PROSPECT AVE

Property Debt

Foreclosure Contact Details