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$286,900

Listing Price

5beds

2baths

2,830sqft

7,405sqft lot

326 Congress St, Ottawa, IL 61350

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

91.91

Price / sqft

1900

Year built

Home Details

Proudly situated on Ottawas East Side Historic District, this timeless home combines rich character with an unbeatable location. Just steps from the Fox and Illinois Rivers, walking distance to downtown restaurants, shopping, and the new YMCA, and only a short drive to Starved Rock and Matthiessen State Parks with easy interstate access for commuters, this home offers the perfect blend of charm and convenience. The exterior welcomes you with its stately presence, original paver sidewalks, and a brick-lined street that sets the tone for the history within. Inside, soaring 12-foot ceilings on the main level and 10-foot ceilings upstairs create a grand sense of space. A gracious foyer highlights a dramatic staircase and stunning original woodwork. Flanking the foyer, the living and family rooms showcase the same exquisite craftsmanship, each anchored by a marble wood-burning fireplace and both featuring hidden bookshelves. Off the living room, the formal dining room features ornate hardwood floors, two built-ins, and dual access to the kitchen-one through a guest hallway and another via a walk-through butlers pantry lined with cabinetry for storage. The spacious kitchen includes an eating area, main-floor laundry, and direct access to a private screened porch as well as a second staircase to the upper level. A main-floor bedroom (or ideal for a study/den) features a walk-in closet and the oversized half bathroom offers flexibility, with potential to be converted into a full bath

Interior Details

Square Feet
  • 2830

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7405

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$2,764

$8,745

$31,272

--%

$40,017

2019

$2,764

$8,535

$30,521

--%

$39,056

2017

$2,957

$8,274

$29,586

--%

$37,860

2016

$2,760

$7,919

$28,317

--%

$36,236

2016

$2,760

$8,969

$28,065

--%

$37,034

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Average Home Price in 61350

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$241,561

-- Beds

-- Baths

2,992 Sqft

7,683 Lot (sqft)

Sold 08/28/2026

$286,900

5 Beds

2 Baths

2,830 Sqft

7,405 Lot (sqft)

Sold 10/26/2026

$296,900

-- Beds

-- Baths

2,484 Sqft

4,056 Lot (sqft)

Sold 10/27/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
286,900
$
Down payment
57,380
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,721.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,857
Your Payment
Total Monthly Payment:$1,857
Percent of Income:32%
Affordable:No

Details for 326 CONGRESS ST

Property Debt

Foreclosure Contact Details

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