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$974,000

Listing Price

3beds

2baths

1,296sqft

6,000sqft lot

437 Pirates Rd, Summerland Key, FL 33042

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

691.36

Price / sqft

2015

Year built

Home Details

Now offered in the sought-after Jolly Roger Estates, this beautifully maintained one owner, canal front home is just 10 years old and move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence features three bedrooms and two bathrooms with refined details such as crown molding, tray ceilings, tile showers, and an open-concept living area. A new metal roof was installed in 2018, and the home is fully equipped with impact-rated windows and doors for peace of mind. Enjoy added privacy and nightly sunset views over the pristine salt marsh directly across the street. Boaters will appreciate the excellent access to both the ocean and the bay, with a private dock that includes a side lift boat elevator. The spacious lot provides a large driveway, covered parking for multiple vehicles, and space for a boat trailer. Downstairs, a full concrete pad and enclosed anglers room offer the perfect setup for storing fishing gear and water toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful waterfront community on the Atlantic side of Little Torch Key. Known for its palm-lined streets and tranquil setting, the neighborhood offers direct access to Pine Channel and world-class boating, fishing, and diving at Looe Key Reef. Just 24 miles from Key West, the area offers the perfect balance of island serenity and easy access to vibrant city amenities.

Interior Details

Square Feet
  • 1296

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Ceramic Tile

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6000

Water
  • No

Sewer
  • No

Parking
  • Type:

    Covered

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    4

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,968

$248,850

$212,372

--%

$461,222

2019

$4,951

$243,000

$214,690

--%

$457,690

2018

$5,072

$243,000

$214,935

--%

$457,935

2017

$4,599

$238,500

$215,080

--%

$453,580

2016

$3,482

$222,555

$186,274

--%

$408,829

2014

$733

$0

$0

--%

$25,555

2013

$411

$0

$0

--%

$23,232

2012

$247

$0

$0

--%

$21,120

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Average Home Price in 33042

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,945,694

2 Beds

2 Baths

1,426 Sqft

6,600 Lot (sqft)

Sold 06/24/2026

$985,000

3 Beds

2 Baths

1,188 Sqft

6,000 Lot (sqft)

Sold 09/29/2026

$974,000

3 Beds

2 Baths

1,296 Sqft

6,000 Lot (sqft)

Sold 09/29/2026

$515,000

2 Beds

2 Baths

1,144 Sqft

6,000 Lot (sqft)

Sold 12/20/2018

$1,075,000

3 Beds

2 Baths

1,400 Sqft

6,000 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
974,000
$
Down payment
194,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,844
$
HOA (Monthly)
0
$
PMI
0
$
$6,305
Your Payment
Total Monthly Payment:$6,305
Percent of Income:108%
Affordable:No

Details for 437 PIRATES RD

Property Debt

Foreclosure Contact Details