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$367,855

Listing Price

--beds

1.5baths

1,404sqft

10,688sqft lot

217 Philosophers Ter, Chestertown, MD 21620

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

262

Price / sqft

1950

Year built

Home Details

Charming and full of potential, this 3-bedroom, 1.5-bath Cape Cod home offers a prime in-town Chestertown location with thoughtful updates already in place. New roof (December 2025), central air unit (2022), and new carpet upstairs provide peace of mind, while classic features like hardwood floors, abundant natural light, and a wood-burning fireplace add warmth and character. The flexible layout includes a main-level bedroom and full bath, a formal dining room, and a bright living room. Upstairs, two additional bedrooms and a half bath, easily converted back to a full, offer room to grow. A bonus room off the main level is perfect for a home office, mudroom expansion, or hobby space. The sunroom connects seamlessly to a private backyard. A sizable driveway and detached garage offer ample off-street parking. Architectural plans for a full renovation and addition are available with an acceptable offer. This is an incredible opportunity to customize and add value in a sought-after location. Just a short stroll to Downtown Chestertown, Washington College, and the Chester River, this home offers both convenience and long-term potential.

Interior Details

Square Feet
  • 1404

Bedrooms
  • N/A

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10688

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$3,076

$0

$0

--%

$196,300

2020

$3,065

$126,600

$69,400

--%

$196,000

2019

$3,045

$126,600

$69,400

--%

$196,000

2018

$2,947

$126,600

$69,400

--%

$196,000

2017

$2,974

$126,600

$71,200

--%

$197,800

2015

$2,974

$126,600

$71,200

--%

$197,800

2014

$3,271

$126,600

$90,900

--%

$217,500

2012

$3,271

$0

$0

--%

$217,500

percent-home-icon

Average Home Price in 21620

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

-- Beds

2.5 Baths

1,428 Sqft

3,572 Lot (sqft)

Sold 07/07/2026

$268,718

-- Beds

2.5 Baths

1,428 Sqft

2,919 Lot (sqft)

Sold 07/07/2026

$345,000

3 Beds

2 Baths

1,402 Sqft

15,000 Lot (sqft)

Sold 10/27/2026

$367,855

-- Beds

1.5 Baths

1,404 Sqft

10,688 Lot (sqft)

Sold 10/26/2026

$239,000

3 Beds

1 Baths

1,202 Sqft

9,100 Lot (sqft)

Sold 09/29/2026

$225,000

3 Beds

1 Baths

1,200 Sqft

6,350 Lot (sqft)

Sold 10/26/2026

$372,000

-- Beds

1.5 Baths

1,277 Sqft

15,000 Lot (sqft)

Sold 10/26/2026

$269,900

3 Beds

1 Baths

1,356 Sqft

11,250 Lot (sqft)

Sold 10/13/2026

$335,348

3 Beds

2 Baths

1,591 Sqft

15,000 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
367,855
$
Down payment
73,571
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,207.13
$
HOA (Monthly)
0
$
PMI
0
$
$2,381
Your Payment
Total Monthly Payment:$2,381
Percent of Income:41%
Affordable:No

Details for 217 PHILOSOPHERS TER

Property Debt

Foreclosure Contact Details