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$457,604

Listing Price

1beds

1.5baths

1,188sqft

10,454sqft lot

12 Philipse Rd, Carmel, NY 10512

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

385.19

Price / sqft

1930

Year built

Home Details

Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake - and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio-perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function-it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting youll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in-everythings ready for you. Dont miss this rare opportunity to own a move-in-ready home so close to the lake-schedule your private tour today!

Interior Details

Square Feet
  • 1188

Bedrooms
  • 1

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10454

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Old

Exterior
  • Stone

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$7,482

$18,000

$178,200

--%

$196,200

2018

$6,929

$18,000

$178,200

--%

$196,200

2017

$6,560

$17,800

$162,200

--%

$180,000

2016

$6,583

$17,800

$162,200

--%

$180,000

2015

$6,532

$17,800

$162,200

--%

$180,000

2013

$5,279

$18,900

$140,100

--%

$159,000

2011

$4,407

$20,300

$101,200

--%

$121,500

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Average Home Price in 10512

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$359,999

2 Beds

1 Baths

1,020 Sqft

3,920 Lot (sqft)

Sold 10/17/2026

$457,604

1 Beds

1.5 Baths

1,188 Sqft

10,454 Lot (sqft)

Sold 10/26/2026

$378,000

2 Beds

2 Baths

1,124 Sqft

3,049 Lot (sqft)

Sold 10/13/2026

$325,000

3 Beds

1 Baths

1,118 Sqft

23,958 Lot (sqft)

Sold 10/13/2026

$371,515

3 Beds

1 Baths

1,116 Sqft

6,534 Lot (sqft)

Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
457,604
$
Down payment
91,520.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,745.62
$
HOA (Monthly)
0
$
PMI
0
$
$2,962
Your Payment
Total Monthly Payment:$2,962
Percent of Income:51%
Affordable:No

Details for 12 PHILIPSE RD

Property Debt

Foreclosure Contact Details