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$470,353

Listing Price

--beds

1.5baths

3,303sqft

8,276sqft lot

540 Pearl St, Ottawa, IL 61350

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

142.4

Price / sqft

1900

Year built

Home Details

Built in the early 1900s, this stunning vintage home is a rare blend of timeless craftsmanship and thoughtful modern updates. From the moment you step inside, you'll be captivated by the original crystal doorknobs, beautifully curated lighting, and architectural details that simply can't be recreated. The custom kitchen is truly a showpiece, featuring granite countertops, upscale appliances, and a layout designed for gathering and entertaining with ease. Natural light pours through the home, highlighting expansive living spaces rich with character and warmth. Offering four-plus bedrooms and plenty of extra rooms for offices, hobbies, or guest space, this home provides flexibility to fit your lifestyle. The previous owner poured her heart and energy into every detail, thoughtfully elevating each space into something truly special - blending historic charm with intentional design. Complete with a private coach house, one-car garage, and optional living space above, 540 Pearl isn't just a home... it's an experience.

Interior Details

Square Feet
  • 3303

Bedrooms
  • N/A

Bathrooms
  • 1.5

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8276

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$4,862

$9,302

$40,652

--%

$49,954

2019

$4,862

$9,079

$39,676

--%

$48,755

2017

$2,271

$8,801

$38,461

--%

$47,262

2016

$4,335

$8,424

$36,812

--%

$45,236

2016

$4,335

$9,738

$36,485

--%

$46,223

percent-home-icon

Average Home Price in 61350

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$241,561

-- Beds

-- Baths

2,992 Sqft

7,683 Lot (sqft)

Sold 08/28/2026

$286,900

5 Beds

2 Baths

2,830 Sqft

7,405 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
470,353
$
Down payment
94,070.6
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,822.11
$
HOA (Monthly)
0
$
PMI
0
$
$3,045
Your Payment
Total Monthly Payment:$3,045
Percent of Income:52%
Affordable:No

Details for 540 PEARL ST

Property Debt

Foreclosure Contact Details