PENDING

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$325,000

Listing Price

2beds

1baths

1,393sqft

48,787sqft lot

322 Pearl St, Gardner, MA 01440

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

233.31

Price / sqft

1930

Year built

Home Details

Offer deadline Monday 9/14 @ 5PM Welcome to 322 Pearl Street, a charming and unique Gardner home filled with character, warmth, and opportunity. Set on a spacious 1.12-acre lot, this property offers the privacy of a generous backyard while remaining conveniently located for commuters and just minutes from Dunn State Park. The first floor offers comfortable one-level living with a spacious living room, nicely updated full bathroom, and first floor primary bedroom. A cozy wood stove adds warmth and charm during the winter months. The inviting front sun porch makes an ideal mudroom and provides a wonderful spot to enjoy the afternoon sun. Step outside onto the large deck overlooking the expansive backyard, perfect for relaxing, entertaining, or simply enjoying the peaceful surroundings.The detached garage is a true bonus, featuring a large attached workshop and second-floor studio space ready for your vision. Whether you need room for hobbies, projects, creative pursuits, or additional storage, the possibilities are endless. Recent improvements include a roof approximately six years old and an upgraded heating system with a natural gas combination boiler. Conveniently located just minutes from Dunn State Park, offering a playground, pond for swimming and fishing, and scenic hiking trails. With its unique character, generous acreage, versatile spaces, and convenient location, 322 Pearl Street offers the perfect blend of privacy and convenience. All this plus with town water and s

Interior Details

Square Feet
  • 1393

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 48787

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,622

$50,400

$133,100

--%

$183,500

2019

$3,478

$50,400

$122,300

--%

$172,700

2018

$3,259

$50,400

$110,400

--%

$160,800

2017

$3,168

$50,400

$104,300

--%

$154,700

2016

$2,987

$50,400

$95,500

--%

$145,900

2014

$2,376

$56,000

$69,900

--%

$125,900

2013

$2,331

$56,000

$77,500

--%

$133,500

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Average Home Price in 01440

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$381,635

4 Beds

1 Baths

1,512 Sqft

34,946 Lot (sqft)

Sold 08/27/2026

$325,000

3 Beds

1.5 Baths

1,523 Sqft

15,311 Lot (sqft)

Sold 10/13/2026

$325,000

2 Beds

1 Baths

1,393 Sqft

48,787 Lot (sqft)

Sold 10/06/2026

$485,918

3 Beds

3 Baths

1,548 Sqft

98,333 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
325,000
$
Down payment
65,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,950
$
HOA (Monthly)
0
$
PMI
0
$
$2,104
Your Payment
Total Monthly Payment:$2,104
Percent of Income:36%
Affordable:No

Details for 322 PEARL ST

Property Debt

Foreclosure Contact Details