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$362,500

Listing Price

3beds

2baths

1,949sqft

97,574sqft lot

185 Payne St, Mount Holly, NC 28120

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Mobile

Home type

--

Price / sqft

1999

Year built

Home Details

Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. Youre in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. Theres even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether youve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, theres a lot to love here. Best of all, you dont have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!

Interior Details

Square Feet
  • 1949

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 97574

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Mobile Home

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,599

$25,820

$95,830

--%

$121,650

2019

$1,611

$25,820

$95,830

--%

$121,650

2017

$1,381

$24,761

$73,910

--%

$98,671

2017

$1,381

$24,761

$73,910

--%

$98,671

2015

$858

$24,761

$73,910

--%

$98,671

2013

$1,025

$28,160

$89,684

--%

$117,844

2013

$1,025

$28,160

$89,684

--%

$117,844

2012

$984

$28,160

$89,684

--%

$117,844

percent-home-icon

Average Home Price in 28120

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$362,500

3 Beds

2 Baths

1,949 Sqft

97,574 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
362,500
$
Down payment
72,500
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,175
$
HOA (Monthly)
0
$
PMI
0
$
$2,347
Your Payment
Total Monthly Payment:$2,347
Percent of Income:40%
Affordable:No

Details for 185 PAYNE ST

Property Debt

Foreclosure Contact Details