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$742,000

Listing Price

2beds

1baths

1,023sqft

828sqft lot

1644 Ocean St, Santa Cruz, CA 95060

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Condo / Townhome

Home type

712.61

Price / sqft

1989

Year built

Home Details

Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.

Interior Details

Square Feet
  • 1023

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 828

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Condo/apartment

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,942

$349,574

$149,818

--%

$499,392

2019

$5,809

$342,720

$146,880

--%

$489,600

2018

$5,745

$336,000

$144,000

--%

$480,000

2017

$3,477

$168,832

$112,556

--%

$281,388

2016

$3,297

$165,522

$110,349

--%

$275,871

2014

$3,097

$159,842

$106,562

--%

$266,404

2013

$3,108

$159,120

$106,080

--%

$265,200

2012

$2,518

$156,000

$104,000

--%

$260,000

percent-home-icon

Average Home Price in 95060

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$874,044

2 Beds

1.5 Baths

1,068 Sqft

2,222 Lot (sqft)

Sold 10/06/2026

$742,000

2 Beds

1 Baths

1,023 Sqft

828 Lot (sqft)

Sold 10/05/2026

$749,000

2 Beds

2 Baths

1,017 Sqft

871 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
742,000
$
Down payment
148,400
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,452
$
HOA (Monthly)
0
$
PMI
0
$
$4,803
Your Payment
Total Monthly Payment:$4,803
Percent of Income:82%
Affordable:No

Details for 1644 OCEAN ST

Property Debt

Foreclosure Contact Details

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