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$335,000

Listing Price

--beds

--baths

2,059sqft

8,925sqft lot

109 Oak St, Elmer, NJ 08318

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

162.7

Price / sqft

1930

Year built

Home Details

An exceptional opportunity in the heart of historic Elmer. This versatile two-story duplex offers two 2-bedroom units, each with its own private entry, private laundry, and separate utilities. Unit 1 features one full bath, while Unit 2 offers one full and one half baths. Important updates include two 100,000 BTU Crown Aruba 83% efficiency natural gas boilers installed in 2014, one serving each unit, with the original above-ground oil tanks removed at that time. The electrical system was also brought up to code, and a new 1,000-gallon septic tank and 1,000-gallon dosing tank were installed.nnThe large semi-finished basement offers approximately 847 sq. ft. of additional flexible space with a wood-burning fireplace, built-in storage, and an original Italia kitchen. Traditionally, these second kitchens were common in many Italian-American homes and served as gathering spaces for cooking, entertaining, and family celebrations. While this kitchen reflects its era, it adds a unique piece of the homes history and could be incorporated into a future game room, entertaining space, secondary living area, private office, or simply used for additional storage. A garage adds even more functionality.nnIdeal for an investor looking to expand a portfolio or a savvy buyer who wants to occupy one unit while generating income from the other. Enjoy the character and small-town charm of Elmer, with local shops, dining, and everyday conveniences nearby. Flexible, practical, and full of potential.

Interior Details

Square Feet
  • 2059

Bedrooms
  • N/A

Bathrooms
  • N/A

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8925

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Frame

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,420

$29,900

$140,100

--%

$170,000

2019

$6,177

$29,900

$140,100

--%

$170,000

2018

$6,087

$29,900

$140,100

--%

$170,000

2017

$5,309

$29,900

$140,100

--%

$170,000

2016

$5,081

$29,900

$140,100

--%

$170,000

2013

$5,230

$29,900

$166,300

--%

$196,200

2012

$5,132

$29,900

$166,300

--%

$196,200

percent-home-icon

Average Home Price in 08318

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$115,341

-- Beds

-- Baths

1,880 Sqft

8,660 Lot (sqft)

Sold 10/24/2026

$251,247

-- Beds

-- Baths

1,988 Sqft

4,578 Lot (sqft)

Sold 10/27/2026

$335,000

-- Beds

-- Baths

2,059 Sqft

8,925 Lot (sqft)

Sold 10/26/2026

$350,000

3 Beds

2 Baths

2,262 Sqft

16,832 Lot (sqft)

Sold 09/29/2026

$249,900

3 Beds

2 Baths

1,916 Sqft

9,531 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
335,000
$
Down payment
67,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,010
$
HOA (Monthly)
0
$
PMI
0
$
$2,169
Your Payment
Total Monthly Payment:$2,169
Percent of Income:37%
Affordable:No

Details for 109 OAK ST

Property Debt

Foreclosure Contact Details