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$1,576,111

Listing Price

5beds

3baths

2,241sqft

8,500sqft lot

12540 Montero Way, San Diego, CA 92128

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

703.31

Price / sqft

1970

Year built

Home Details

Tucked into the coveted hills of Gatewood, this completely remodeled, turn-key 5-bedroom, 3-bath residence blends elevated design with everyday functionality. The thoughtfully designed floorplan offers both a private dining room for intimate gatherings and a spacious family room that seamlessly connects to the heart of the home. Ideal for flexible living, the home includes both a downstairs bedroom and a highly desirable primary suite on the main level-each positioned to take in serene, expansive vistas. From the moment you enter, youre greeted by an inviting living space enhanced by wood-style beam accents that add warmth and architectural character throughout the downstairs. Additional upgrades include a finished garage with epoxy flooring, a dedicated 125A sub panel, exterior electrical amp, and a full sprinkler system. Every detail has been carefully curated, offering a move-in-ready opportunity in one of Rancho Bernardos most sought-after neighborhoods. This is the kind of home that doesnt just check boxes-it quietly exceeds them.

Interior Details

Square Feet
  • 2241

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8500

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,606

$56,373

$87,857

--%

$144,230

2019

$1,564

$55,268

$86,135

--%

$141,403

2018

$1,520

$54,185

$84,447

--%

$138,632

2017

$1,478

$53,123

$82,792

--%

$135,915

2016

$1,446

$52,082

$81,169

--%

$133,251

2014

$1,390

$50,296

$78,384

--%

$128,680

2013

$1,383

$50,069

$78,030

--%

$128,099

2012

$1,326

$49,088

$76,500

--%

$125,588

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Average Home Price in 92128

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,158,000

3 Beds

3 Baths

2,243 Sqft

7,638 Lot (sqft)

Sold 09/23/2026

$1,747,587

2 Beds

2 Baths

2,165 Sqft

10,900 Lot (sqft)

Sold 09/18/2026

$1,126,300

5 Beds

3 Baths

2,241 Sqft

12,500 Lot (sqft)

Sold 07/28/2026

$1,422,503

4 Beds

2.5 Baths

2,513 Sqft

10,000 Lot (sqft)

Sold 07/16/2026

$1,173,608

2 Beds

3 Baths

2,230 Sqft

9,700 Lot (sqft)

Sold 07/16/2026

$1,326,737

4 Beds

3 Baths

2,369 Sqft

7,900 Lot (sqft)

Sold 07/07/2026

$1,375,299

4 Beds

2.5 Baths

2,486 Sqft

9,100 Lot (sqft)

Sold 06/10/2026

$1,244,731

4 Beds

2.5 Baths

2,061 Sqft

16,100 Lot (sqft)

Sold 05/25/2026

$1,579,900

4 Beds

2.5 Baths

2,434 Sqft

34,848 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,576,111
$
Down payment
315,222.2
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
9,456.66
$
HOA (Monthly)
0
$
PMI
0
$
$10,202
Your Payment
Total Monthly Payment:$10,202
Percent of Income:175%
Affordable:No

Details for 12540 MONTERO WAY

Property Debt

Foreclosure Contact Details