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$460,000

Listing Price

4beds

2.5baths

2,820sqft

11,761sqft lot

3699 Moca Dr, Saint Cloud, FL 34772

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

163.12

Price / sqft

2017

Year built

Home Details

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining*nnnnEnjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.*nnnnUpon entry, youll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room-perfect for a second family room, game room, media space, or play area.*nnnnThe main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12-ideal for gatherings and entertaining.*nnnnThis gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification syste

Interior Details

Square Feet
  • 2820

Bedrooms
  • 4

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Package

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11761

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Concrete Block/stucco

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,757

$45,000

$199,000

--%

$244,000

2019

$3,818

$40,000

$204,400

--%

$244,400

2018

$4,101

$35,000

$222,200

--%

$257,200

2017

$678

$35,000

$0

--%

$35,000

2016

$341

$17,500

$0

--%

$17,500

percent-home-icon

Average Home Price in 34772

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Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$425,000

4 Beds

3 Baths

2,566 Sqft

6,098 Lot (sqft)

Sold 10/27/2026

$509,990

4 Beds

3 Baths

2,565 Sqft

8,276 Lot (sqft)

Sold 09/29/2026

$480,000

3 Beds

3 Baths

2,525 Sqft

7,840 Lot (sqft)

Sold 10/17/2026

$449,900

3 Beds

2.5 Baths

2,434 Sqft

7,840 Lot (sqft)

Sold 10/26/2026

$465,000

4 Beds

2.5 Baths

2,820 Sqft

8,276 Lot (sqft)

Sold 10/27/2026

$433,003

4 Beds

3 Baths

2,565 Sqft

7,405 Lot (sqft)

Sold NaN/NaN/NaN

$424,162

3 Beds

2.5 Baths

2,439 Sqft

7,405 Lot (sqft)

Sold NaN/NaN/NaN

$466,287

4 Beds

3.5 Baths

2,932 Sqft

7,405 Lot (sqft)

Sold NaN/NaN/NaN

$559,000

3 Beds

3 Baths

2,439 Sqft

7,840 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
460,000
$
Down payment
92,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,760
$
HOA (Monthly)
0
$
PMI
0
$
$2,978
Your Payment
Total Monthly Payment:$2,978
Percent of Income:51%
Affordable:No

Details for 3699 MOCA DR

Property Debt

Foreclosure Contact Details