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$415,000

Listing Price

3beds

2baths

1,344sqft

15,000sqft lot

20812 Mercer Ave, Rock Hall, MD 21661

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

314.82

Price / sqft

1979

Year built

Home Details

Welcome to this beautifully updated 3-bedroom, 1.5-bath rancher offering 1,344 sq ft of comfortable, energy-efficient living. Thoughtfully improved since 2018, this home blends modern upgrades with inviting indoor and outdoor spaces.nnStep inside to find newer laminate flooring, updated baseboards, and a fully remodeled kitchen featuring soft-close cabinetry, butcher block countertops, and stainless steel appliances. The spacious sunroom is a true highlight, complete with new insulation, drywall, a charming shiplap ceiling, and a cozy gas fireplace with blower-perfect for year-round enjoyment.nnMajor system upgrades provide peace of mind, including all new Pella energy-efficient windows (with six additional windows added to the family room), a 2022 architectural roof with ridge vents, new vinyl siding with added insulation and house wrap, and a fully encapsulated and insulated crawlspace with treated floor joists. The home is equipped with a high-efficiency 2-unit, 4-zone mini-split system (23 SEER), a tankless electric water heater, whole-house water filtration, and a 200-amp electrical panel with generator transfer switch.nnEnjoy seamless indoor-outdoor living with a 15 x 19 three-season sunroom featuring floor-to-ceiling E-Z Breeze windows, LVP flooring, and a ceiling fan. Outside, the 150 x 100 lot backs to trees for added privacy and includes a paver patio with firepit, retractable awning, and beautifully landscaped grounds. The fenced backyard features wood slat fencing

Interior Details

Square Feet
  • 1344

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15000

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Siding (not Specified)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$2,211

$0

$0

--%

$150,033

2020

$2,204

$0

$0

--%

$149,567

2019

$2,167

$82,500

$66,600

--%

$149,100

2018

$0

$82,500

$66,600

--%

$149,100

2017

$2,167

$82,500

$66,600

--%

$149,100

2015

$2,079

$82,500

$68,300

--%

$150,800

2014

$1,005

$0

$0

--%

$150,800

2012

$1,985

$0

$0

--%

$159,900

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Average Home Price in 21661

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$343,765

-- Beds

1 Baths

1,416 Sqft

11,979 Lot (sqft)

Sold 06/10/2026

$369,000

-- Beds

2 Baths

1,458 Sqft

17,640 Lot (sqft)

Sold 10/26/2026

$469,884

-- Beds

1 Baths

1,503 Sqft

40,000 Lot (sqft)

Sold 10/27/2026

$435,000

4 Beds

2 Baths

1,514 Sqft

15,500 Lot (sqft)

Sold 10/26/2026

$415,000

3 Beds

2 Baths

1,344 Sqft

15,000 Lot (sqft)

Sold 10/26/2026

$425,000

3 Beds

2 Baths

1,400 Sqft

6,750 Lot (sqft)

Sold 10/26/2026

$396,700

3 Beds

1 Baths

1,440 Sqft

6,330 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
415,000
$
Down payment
83,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,490
$
HOA (Monthly)
0
$
PMI
0
$
$2,686
Your Payment
Total Monthly Payment:$2,686
Percent of Income:46%
Affordable:No

Details for 20812 MERCER AVE

Property Debt

Foreclosure Contact Details